Genesee County property record for 2038 S Oak Rd, Davison, MI 48423 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 25,526 sqft (0.586 acres) |
| Garage | 1,104 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $137,000 (2015) |
| Tax Bill | $953.00 (2025) |
Source: Genesee County records · APN 05-22-200-017
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| May 29, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) DORT FCU |
| May 29, 2019 | Deed of Trust, Mortgage DORT FCU |
| Jul 31, 2017 | Trustee's Deed, Construction Loan · Line of Credit SOUTH CTRL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2015 · Amount on Record |
| Deed Sale | Apr 08, 2015 · Amount on Record |
| Prior Sale | Aug 14, 2001 · Amount on Record |
| Deed Doc Number | 201535937 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 14, 2026 |
| Property Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Document Number | 0000032805 |
| Instrument Date | May 07, 2026 |
| Instrument | 202632805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Document Number | 0000032805, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202632805 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000039580 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 201905290039580 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000039581 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 201905290039581 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48506 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 01, 2029 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 31, 2017 |
| Property Address | 2038 S OAK RD, DAVISON, MI 48423-9105 |
| Instrument Date | May 25, 2017 |
| Instrument | 52173 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2038 S OAK RD DAVISON MI 484239105, DAVISON, MI 48423-9105 |
| Document Number | 0000052173 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 52173 |
| Name | SOUTH CTRL BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Davison Township |
| Unified School District | Davison Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $953.00 (-70.5%) Homeowner's exemption | $123,400 (+11.98%) | $246,800 (+11.98%) |
| 2024 | $3,230.00 (+42.23%) | ||
| 2023 | $110,200 | $220,400 | |
| 2019 | $2,271.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-22-200-017 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,260 sqft Living Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Basement Area | 1,260 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 25,526 sqft (0.586 acres) |
| Depth X Width | 248 ft x 103 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,104 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 2038 S OAK RD |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-9105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A POL BEG 309.78 FT S OF NE COR OF SEC TH S 103 FT TH W 247.50 FT TH N 103 FT TH E 247.50 FT TO POB SEC 22 T7N R8E |
| Legal Range | 08E |
| Legal Township | 07N |
| Legal Section | 22 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | DAVISON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 11601 |
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