2038 Rivers Dr, Newark, DE 19702 Property Records

New Castle County property record for 2038 Rivers Dr, Newark, DE 19702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Mar 2022)
Tax Bill	$3,419 (2023)
Deeds & Mortgages	Dec 2022 Transfer Mar 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`11-014.40-002`

Property Details

APN / Parcel Number

Primary APN	`11-014.40-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2038 RIVERS DR
City	NEWARK
State	DE
Zip	19702-3687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Subdivision	WHITEWOOD VILLAGE
Legal Lot Number	98
Jurisdiction	NEW CASTLE DE
Township / Civil Division	GLASGOW
Census Block Group	1
Census Block	1002
Census Tract	14808

Owner

2038 Rivers Dr is owned and occupied by an individual who bought it in March 2022.

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer
Mar 11, 2022	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Nov 29, 2021	Deed, Transfer
Nov 26, 2019	Loan Modification, Mortgage TD BK NA
Jun 13, 2019	Loan Modification, Mortgage · Line of Credit TD BK NA
Jan 11, 2019	Loan Modification, Mortgage · Line of Credit TD BK NA
Oct 19, 2018	Loan Modification, Mortgage TD BK NA
Aug 1, 2018	Loan Modification, Mortgage · Line of Credit TD BK NA
May 11, 2018	Loan Modification, Mortgage · Line of Credit TD BK NA
Jan 25, 2018	Loan Modification, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	202228758
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 30, 2022
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Document Number	0000118295
Map Reference	MF 20140312-0010353
Instrument Date	Dec 29, 2022
Instrument	20221230-0118295
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 RIVERS DR, NEWARK, DE 19702-3687

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Mar 11, 2022
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Document Number	0000028758
Map Reference	MF 20140312-0010353
Instrument Date	Mar 9, 2022
Instrument	20220311-0028758
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2038 RIVERS DR, NEWARK, DE 19702-3687

Mortgage

Document Number	0000028762
Date	Mar 11, 2022
Instrument	20220311-0028762

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 29, 2021
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Document Number	0000136161
Map Reference	DOC 20140312-0010353
Instrument Date	Oct 28, 2021
Instrument	20211129-0136161
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 FOULK RD, WILMINGTON, DE 19803-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32445 ROYAL BLVD # 1, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 26, 2019
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Nov 26, 2019
Instrument	95869
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000095869
Date	Nov 26, 2019
Instrument	95869

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Amount	Amount on Record
Term	24 Months
Due	Nov 25, 2021

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 13, 2019
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Jun 12, 2019
Instrument	44682
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000044682
Date	Jun 13, 2019
Instrument	44682

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 11, 2019
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Nov 30, 2018
Instrument	2998
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000002998
Date	Jan 11, 2019
Instrument	2998

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2020

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 19, 2018
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Oct 18, 2018
Instrument	53665
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000053665
Date	Oct 19, 2018
Instrument	53665

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2019

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 1, 2018
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Jul 31, 2018
Instrument	38937
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000038937
Date	Aug 1, 2018
Instrument	38937

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	May 11, 2018
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Jan 31, 2018
Instrument	22418
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000022418
Date	May 11, 2018
Instrument	22418

Lender

Name	TD BK NA
Type	Bank
Address	CHERRY HILL, NJ 08034

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 25, 2018
Property Address	2038 RIVERS DR, NEWARK, DE 19702-3687
Instrument Date	Dec 31, 2017
Instrument	4102
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000004102
Date	Jan 25, 2018
Instrument	4102

Lender

Name	TD BK NA
Type	Bank
Address	1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 24, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,500 Land $76,100 Building $369,400
2024			$397,800
2023	$3,419.00	$79,900 (-) Land $8,800 Building $71,100
2022		$79,900 Land $8,800 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2038 Rivers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2038 Rivers Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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