Delaware County property record for 2038 Opal Ave, Upper Chichester, PA 19061
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,421 sqft · built 1949 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (Jun 2005) |
| Tax Bill | $5,526 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-014:000 |
| Primary APN | 09-29-014:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0929014000 |
|---|---|
| Street Address | 2038 OPAL AVE |
| City | UPPER CHICHESTER |
| State | PA |
| Zip | 19061-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 STY HSE GAR 50 X 150 |
| Legal Subdivision | PLEASANTVIEW |
| Legal Block | 92 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER CHICHESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 406802 |
2038 Opal Ave is owned and occupied by two individuals who bought it in June 2005.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2038 OPAL AVE, UPPER CHICHESTER, PA 19061-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit SUN EAST FCU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN EAST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2005 · Amount on File |
| Deed Sale | Jun 9, 2005 · Amount on File |
| Deed Document Number | 200553100 |
| Deed Book / Page | 3508 / 1163 |
| Prior Transfer Date | Jun 16, 2003 |
| Prior Transfer Doc | 0000078221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 2038 OPAL AVE, UPPER CHICHESTER, PA 19061-3713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067265869 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 6726/5869 |
| Instrument | 2021061478 |
| Name | SUN EAST FCU |
|---|---|
| Type | Credit Union |
| Address | ASTON, PA 19014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 19, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 2038 OPAL AVE, UPPER CHICHESTER, PA 19061-3713 |
| Document Number | 0065760686 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2038 OPAL AVE UPPER CHICHESTER PA 190613713, UPPER CHICHESTER, PA 19061-3713 |
| Document Number | 0065760686 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 006576/000686 |
| Instrument | 46571 |
| Name | SUN EAST FCU |
|---|---|
| Type | Credit Union |
| Address | ASTON, PA 19014-0231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 20, 2030 |
The 2026 property tax bill for 2038 Opal Ave was $5,526 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Chichester Township |
| Unified School District | Chichester School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,526.00 Homeowner's exemption | $149,300 Land $41,720 Building $107,580 | $149,300 Land $41,720 Building $107,580 |
| 2024 | $149,300 Land $41,720 Building $107,580 | ||
| 2023 | $4,684.00 Homeowner's exemption | ||
| 2021 | $149,300 (-) | ||
| 2020 | $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2038 Opal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 16 (1978–2020) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2038 Opal Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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