2038 Malcom Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 2038 Malcom Dr, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,430 sqft · built 2010
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Sep 2003)
Tax Bill	$5,164 (2024)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 01005 0048`

Property Details

APN / Parcel Number

Primary APN	`N64 01005 0048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area
1st Floor Area	720 sqft
Basement Area	350 sqft
Unfinished Basement	350 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft
Lot Dimensions	173 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2038 MALCOM DR
City	DAYTON
State	OH
Zip	45420-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	289 D M H INC
Legal Subdivision	D M H INC
Legal Lot Number	48
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1005
Census Tract	21301

Owner

2038 Malcom Dr is owned and occupied by two individuals who bought it in September 2003.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2038 MALCOM DR, DAYTON, OH 45420-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2003 · Amount on File
Deed Sale	Sep 18, 2003 · Amount on File
Prior Sale	Dec 2, 1996 · Amount on File
Deed Document Number	03-142131
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2038 MALCOM DR, DAYTON, OH 45420-3628
Document Number	0000024527
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2038 MALCOM DR KETTERING OH 454203628, KETTERING, OH 45420-3628

Mortgage

Document Number	0000024527
Date	Apr 27, 2018
Instrument	24527

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,680 Land $11,010 Building $69,670
2024	$5,164.00 (+2.73%)
2023	$5,027.00 (+13.14%)	$80,680 (+43.28%) Land $11,010 Building $69,670	$230,510 Land $31,460 Building $199,050
2022	$4,443.00	$56,310 Land $7,700 Building $48,610
2020			$160,890 Land $22,000 Building $138,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2038 Malcom Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2038 Malcom Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20