2038 Gresham Ave N, Saint Paul, MN 55128 Property Records

Washington County property record for 2038 Gresham Ave N, Saint Paul, MN 55128

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 2002
Lot Size	0.268 acres (11,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 2018)
Tax Bill	$2,752 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-029-21-44-0099`

Property Details

APN / Parcel Number

Primary APN	`19-029-21-44-0099`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,698 sqft (0.268 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2038 GRESHAM AVE N
City	SAINT PAUL
State	MN
Zip	55128-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 102 SUBDIVISIONNAME CIC 149 UNITS 95-102 SUBDIVISIONCD 00825
Legal Range	21W
Legal Township	29N
Legal Section	19
Legal Subdivision	CIC 149 UNITS 95-102
Jurisdiction	WASHINGTON MN
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2004
Census Tract	70911

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2038 GRESHAM AVE N, SAINT PAUL, MN 55128-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	20184161920
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	2038 GRESHAM AVE N, OAKDALE, MN 55128-4411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004289399
Date	Jan 20, 2021
Instrument	4289399

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	2038 GRESHAM AVE N, OAKDALE, MN 55128-4411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004213176
Date	Oct 15, 2019
Instrument	4213176

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2044

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jul 24, 2018
Property Address	2038 GRESHAM AVE N, OAKDALE, MN 55128-4411
Document Number	0004161920
Instrument Date	Jul 13, 2018
Instrument	4161920
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 GRESHAM AVE N, OAKDALE, MN 55128-4411

Mortgage

Document Number	0004161921
Date	Jul 24, 2018
Instrument	4161921

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Oakdale City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,752.00 (+23.19%) Homeowner's exemption
2025		$251,000 (+5.33%) Land $90,000 Building $161,000	$251,000 (+5.33%) Land $90,000 Building $161,000
2024		$238,300 (+11.62%) Land $78,000 Building $160,300	$238,300 (+11.62%) Land $78,000 Building $160,300
2023	$2,234.00
2022		$213,500 Land $71,100 Building $142,400	$213,500 Land $71,100 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oakdale serves 30,144 people · EPA ID MN1820016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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