Contra Costa County property record for 2038 Elm St, Concord, CA 94519
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,131 sqft · built 1942 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 1994) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-215-007-1 |
| Primary APN | 111-215-007-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 5,700 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 205 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 2038 ELM ST |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94519-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | CONCORD TERRACE #1 LOT 121 |
| Legal Subdivision | CONCORD TERRACE 01 |
| Legal Lot Number | 121 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 330000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2038 ELM ST, CONCORD, CA 94519-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 1994 · Amount on Record |
| Deed Sale | Jun 24, 1994 · Amount on Record |
| Deed Document Number | 1994165863 |
| Last Transfer Date | Aug 15, 2003 |
| Transfer Doc | 0000423210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2038 ELM ST, CONCORD, CA 94519-2518 |
| Document Number | 0000112200 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | FIRST AMERICAN TITLE SANTA ANA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2038 ELM ST CONCORD CA 945192518, CONCORD, CA 94519-2518 |
| Document Number | 0000112200 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 112200 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $208,008 (+2%) Land $166,330 Building $41,678 | |
| 2025 | $3,264.00 (+5.73%) | $203,930 (+4.04%) Land $163,069 Building $40,861 |
| 2023 | $3,087.00 (+2.05%) | $196,013 Land $156,738 Building $39,275 |
| 2022 | $3,025.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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