2038 E Celina St, Inverness, FL 34453 Property Records

Citrus County property record for 2038 E Celina St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1991
Lot Size	0.5 acres (21,789 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Oct 2018)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-34-0040-000G0-039.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-34-0040-000G0-039.0`
Alternative APNs	`3418S19E0040000G00390` `2319267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,789 sqft (0.5 acres)
Lot Dimensions	193 ft deep x 112 ft wide
Garage Area	588 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	248 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2319267
Old Parcel Number	3418S19E0040000G00390
Street Address	2038 E CELINA ST
City	INVERNESS
State	FL
Zip	34453-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	CELINA HILLS FIRST REPLAT PB 12 PG 87 LOT 39 BLK G
Legal Range	19E
Legal Township	18S
Legal Section	34
Legal Subdivision	CELINA HILLS - FIRST REPLAT
Legal Block	G
Legal Lot Number	39
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2030
Census Tract	450705

Owner

2038 E Celina St is owned and occupied by two individuals who bought it in October 2018.

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2038 E CELINA ST, INVERNESS, FL 34453-9591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 11, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Nov 17, 2008 · Amount on File
Deed Document Number	2018051340
Deed Book / Page	2932 / 0629
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2038 E CELINA ST, INVERNESS, FL 34453-9591
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 E CELINA ST, INVERNESS, FL 34453-9591

Mortgage

Document Number	0032400171
Date	Dec 30, 2021
Book Page	3240/171
Instrument	2021089775

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 11, 2018
Property Address	2038 E CELINA ST, INVERNESS, FL 34453-9591
Document Number	0029320629
Book / Page	002932 / 000629
Instrument Date	Oct 9, 2018
Instrument	51340
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2038 E CELINA ST INVERNESS FL 344539591, INVERNESS, FL 34453-9591

Mortgage

Document Number	29320631
Date	Oct 11, 2018
Book Page	002932/000631
Instrument	51341

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2038 E Celina St was $1,626 with exemptions applied, up 6.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 (+6.27%) Homeowner's exemption Additional exemption filed	$190,517 (-7.02%) Land $24,000 Building $166,517	$190,517 (-7.02%) Land $24,000 Building $166,517
2024	$1,530.00 (+2.96%) Homeowner's exemption Additional exemption filed	$204,910 (+7.47%) Land $18,500 Building $186,410	$204,910 (+7.47%) Land $18,500 Building $186,410
2023	$1,486.00 (+6.91%) Homeowner's exemption Additional exemption filed	$190,660 (+7.57%) Land $16,000 Building $174,660	$190,660 (+7.57%) Land $16,000 Building $174,660
2022	$1,390.00 Homeowner's exemption Additional exemption filed	$177,238 Land $13,750 Building $163,488	$177,238 Land $13,750 Building $163,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2038 E Celina St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2038 E Celina St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Celina St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures