2038 Carters Ridge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 2038 Carters Ridge Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 746 sqft · built 1959
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on Record
Tax Bill	$1,801 (2026)
Deeds & Mortgages	Oct 2022 Sale Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0799-00-50-7156`

Property Details

APN / Parcel Number

Primary APN	`0799-00-50-7156`
Alternative APN	`001058437`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	746 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Foundation Type	Raised
Lot Area	91,912 sqft (2.11 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	001058437
Street Address	2038 CARTERS RIDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1117
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3014
Census Tract	950400

Owner

Source: Mitchell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer
Oct 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 24, 2022
Transfer Doc	000650/581
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 26, 2022
Property Address	2038 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8725
Document Number	000650/581
Book / Page	650 / 581
Instrument Date	Oct 24, 2022
Instrument	2022002989
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8725

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Oct 26, 2022
Property Address	2038 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8725
Document Number	000650/586
Book / Page	650 / 586
Instrument Date	Oct 24, 2022
Instrument	2022002990
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8725

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,801.00	$281,500 (-) Land $42,000 Building $239,500
2025	$1,801.00 (+13.99%)	$281,500 (+12.24%) Land $42,000 Building $239,500
2023	$1,580.00	$250,800 Land $42,000 Building $208,800	$118,600 Land $42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	400 / 24
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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