2038 Braxton St, Clermont, FL 34711 Property Records

Lake County property record for 2038 Braxton St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,262 sqft · built 2000
Lot Size	0.102 acres (4,458 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Apr 2000)
Tax Bill	$926 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2405-000-89500`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2405-000-89500`
Alternative APNs	`262304240500089500` `3786160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,458 sqft (0.102 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3786160
Street Address	2038 BRAXTON ST
City	CLERMONT
State	FL
Zip	34711-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT WHITEHALL AT KINGS RIDGE PHASE II LOT 895 PB 41 PG 11-13 ORB 1815 PG 596
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT WHITEHALL AT KINGS RIDGE PHASE
Legal Tract	2405
Legal Block	1
Legal Lot Number	895
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1011
Census Tract	31308

Owner

2038 Braxton St is owned by two individuals who acquired it in September 2025.

Source: Lake County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3835 SEMINOLE DR, ORLANDO, FL 32812-3844
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit INSIGHT CU
Sep 19, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit INSIGHT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2000 · Amount on File
Deed Sale	Apr 21, 2000 · Amount on File
Deed Book / Page	1815 / 596
Last Transfer Date	Sep 17, 2025
Transfer Doc	0000116384
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701

Mortgage

Document Number	0066920637
Date	Mar 3, 2026
Book Page	6692/637
Instrument	2026025583

Lender

Name	INSIGHT CU
Type	Credit Union
Address	WINTER SPRINGS, FL 32708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Sep 19, 2025
Property Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701
Document Number	0066000444
Book / Page	6600 / 444
Map Reference	MB 41 PG 11
Instrument Date	Sep 17, 2025
Instrument	2025116384
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3835 SEMINOLE DR, ORLANDO, FL 32812-3844

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059130491
Date	Mar 9, 2022
Book Page	5913/491
Instrument	2022033590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2038 BRAXTON ST, CLERMONT, FL 34711-5701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049852220
Date	Aug 11, 2017
Book Page	4985/2220
Instrument	2017086854

Lender

Name	INSIGHT CU
Type	Credit Union
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2038 Braxton St was $926, up 2.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,860 (+2.9%)	$257,308 (-) Land $100,000 Building $157,308
2025	$926.00 (+2.21%)	$126,200 (+2.89%) Land $100,000 Building $26,200	$257,308 (-5.73%) Land $100,000 Building $157,308
2024	$906.00 (+5.47%) Additional exemption filed	$122,650 (+3%) Land $100,000 Building $22,650	$272,948 (+1.93%) Land $100,000 Building $172,948
2023	$859.00 (-2.72%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$119,080 (+2.99%)	$267,778 (+12.62%) Land $100,000 Building $167,778
2022	$883.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$115,620	$237,778 Land $70,000 Building $167,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2038 Braxton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2038 Braxton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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