2038 Avinity Loop, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2038 Avinity Loop, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2014
Square Footage	2,020 sqft Finished Area
Lot Size	2,047 sqft (0.047 acres)
Occupancy	Owner Occupied
Last Sale	$535,000 (2025)
Tax Bill	$4,531.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`091A0-00-00-04500`
Alternative APN	`37900`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,020 sqft Finished Area
Basement Area	1,710 sqft Basement
Finished Basement	629 sqft Finished
Unfinished Basement	860 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	2,047 sqft (0.047 acres)
Balcony Area	130 sqft Balcony
Patio Area	90 sqft Patio
Porch Area	126 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2038 AVINITY LOOP
City	CHARLOTTESVILLE
State	VA
Zip	22902-8759
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVINITY 45 PHASE I
Legal Subdivision	AVINITY
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	1
Census Block	1007
Census Tract	11303

Owner

Source: Albemarle County records · APN 091A0-00-00-04500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2038 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jul 24, 2020	Grant Deed, Transfer · Veterans Administration Mortgage WINTRUST MTG
Jun 07, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Doc Number	20254271
Prior Transfer Date	Jun 07, 2019
Prior Transfer Doc	0000005676
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2038 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5513/265
Date	Apr 05, 2021
Book Page	5513/265
Instrument	2021-00005947

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 24, 2020
Property Address	2038 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Document Number	0000009517
Book / Page	005356 / 000398
Instrument Date	Jul 08, 2020
Instrument	9517
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2038 AVINITY LOOP CHARLOTTESVILLE VA 229028759, CHARLOTTESVILLE, VA 22902-8759

Mortgage

Document Number	9518
Date	Jul 24, 2020
Book Page	005356/000401
Instrument	9518

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 07, 2019
Property Address	2038 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Document Number	0000005676
Book / Page	005176 / 000073
Instrument Date	Jun 07, 2019
Instrument	5676
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2038 AVINITY LOOP CHARLOTTESVILLE VA 229028759, CHARLOTTESVILLE, VA 22902-8759

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,531.00 (+1.16%)	$506,800 (+6.87%) Land $115,500 Building $391,300	$506,800 (+6.87%) Land $115,500 Building $391,300
2025	$4,479.00
2023		$474,200 Land $95,200 Building $379,000	$474,200 Land $95,200 Building $379,000

Flood & Wildfire

2038 Avinity Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

2038 Avinity Loop, Charlottesville, VA 22902 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Avinity Loop

Nearby Streets

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