2038 20th St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2038 20th St, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2013
Lot Size	0.026 acres (1,121 sqft)
Owner	Individual Name on Record
Tax Bill	$6,504 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`010-0390-001-0000`

Property Details

APN / Parcel Number

Primary APN	`010-0390-001-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	597 sqft
2nd Floor Area	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,121 sqft (0.026 acres)
Garage Area	367 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2038 20TH ST
City	SACRAMENTO
State	CA
Zip	95818-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A-SPD
Legal Description	THE BROWNSTONES AT 21ST STREET, LOT 1
Legal Subdivision	THE BROWNSTONES AT 21ST STREET
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	2000

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Transfer · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
May 8, 2026	Transfer · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
May 8, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL CITY MORTGAGE INC
Nov 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026
Deed Sale	May 8, 2026
Prior Sale	May 8, 2026 · Amount on Record
Deed Book / Page	20260508 / 1107
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	2022000466
Record Updated	Sep 20, 2026

May 2026: Transfer

Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2026
Property Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Document Number	2026001107
Book / Page	20260508 / 1107
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001108,
Date	May 8, 2026
Book Page	20260508/1108

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Transfer

Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2026
Property Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Document Number	2026001107
Book / Page	20260508 / 1107
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001108,
Date	May 8, 2026
Book Page	20260508/1108

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2026
Property Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Document Number	2026001106
Book / Page	20260508 / 1106
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LUNALILO HOME RD 6101, 6101, HONOLULU, HI 96825-1745

Mortgage

Document Number	0000001567
Date	Sep 15, 2021
Instrument	2021091501567

Lender

Name	INTERNATIONAL CITY MORTGAGE INC
Type	Mortgage Company
Address	AIEA, HI 96701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 28, 2022
Property Address	2038 20TH ST, SACRAMENTO, CA 95818-1774
Document Number	0000000466
Map Reference	MB 368 PG 9
Instrument Date	Aug 5, 2022
Instrument	2022112800466
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	520 LUNALILO HOME RD UNIT 6101, 6101, HONOLULU, HI 96825-1745

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,879 (+2%) Land $271,678 Building $274,201
2025	$6,504.00 (+1.43%)	$535,176 (+4.04%) Land $266,351 Building $268,825
2024	$6,412.00 (+2.43%)
2023	$6,260.00 (+1.74%)	$514,396 Land $256,009 Building $258,387
2022	$6,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net.

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