1. Home
  2. Virginia
  3. Loudoun County
  4. Sterling
  5. Cottswold Ter

20374 Cottswold Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 20374 Cottswold Ter, Sterling, VA 20165

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,664 sqft · built 1998
Owner2 Individual Names on Record
Last Sale$652,500 (Sep 2022)
Tax Bill$5,594 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002-15-1038-003

Property Details

APN / Parcel Number

Primary APN002-15-1038-003
Alternative APN
  • 82 G12P3 65

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area2,664 sqft Living Area
1st Floor Area1,000 sqft
Basement Area620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Garage TypeBasement
Garage Area380 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20374 COTTSWOLD TER
CitySTERLING
StateVA
Zip20165-5160
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH4
Legal DescriptionMEDINAH HOMES CONDO PH.3 UNIT 65 201111180072413 D/G 200305210060458
Legal SubdivisionMEDINAH HOMES CONDO PH.3
Legal Phase3
Legal Block1
Legal Unit65
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20374 COTTSWOLD TER, STERLING, VA 20165-5160
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleJan 31, 2001 · Amount on Record
Deed Document Number202254224
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateSep 26, 2022
Property Address20374 COTTSWOLD TER, STERLING, VA 20165-5160
Document Number0000054224
Instrument DateSep 23, 2022
Instrument202209260054224
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyCONSUMERS FIRST SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20374 COTTSWOLD TER # 65, 65, STERLING, VA 20165-5160

Mortgage

Document Number0000054225
DateSep 26, 2022
Instrument202209260054225
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,594.00 (-0.21%)$695,030 (+8.48%) Land $200,000 Building $495,030$695,030 (+8.48%) Land $200,000 Building $495,030
2023$5,606.00$640,690 Land $200,000 Building $440,690$640,690 Land $200,000 Building $440,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottswold Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures