20372 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20372 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,300 sqft · built 2005
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2021)
Tax Bill$6,004 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E2-0100D.0270

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0100D.0270
Alternative APNs
  • 262946E20100D0270
  • 10488172

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,300 sqft Living Area
Gross Area4,352 sqft
1st Floor Area1,254 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,971 sqft (0.183 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area585 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10488172
Street Address20372 ARDORE LN
CityESTERO
StateFL
Zip33928-6320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT ONE PB 77 PG 84 BLK D LOT 27
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockD
Legal Lot Number27
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20372 ARDORE LN, ESTERO, FL 33928-6320
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2021 · Amount on Record
Deed SaleApr 7, 2021 · Amount on Record
Prior SaleNov 4, 2014 · Amount on Record
Deed Document Number2021109207
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 7, 2021
Property Address20372 ARDORE LN, ESTERO, FL 33928-6320
Document Number0000109207
Map ReferenceMB 77 PG 84
Instrument DateMar 30, 2021
Instrument2021000109207
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyMARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20372 ARDORE LN, 20372, ESTERO, FL 33928-6320

Transferred To (Grantee/Buyer)

NameVerified Name
Address20372 ARDORE LN, ESTERO, FL 33928-6320

Mortgage

Document Number0000109208
DateApr 7, 2021
Instrument2021000109208
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,004.00 (+5.59%) Homeowner's exemption$393,762 (+5.99%)$477,145 (+6.32%) Land $92,863 Building $384,282
2023$5,686.00 (-0.14%) Homeowner's exemption$371,519 (+3%)$448,771 (+24.42%) Land $94,602 Building $354,169
2022$5,694.00 Homeowner's exemption$360,698 Land $83,095 Building $277,603$360,698 Land $83,095 Building $277,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ardore Ln

Nearby Streets

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