Lee County property record for 20370 Larino Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,667 sqft · built 2006 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Aug 2026) |
| Tax Bill | $5,688 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E2-0500A.0260 |
| Primary APN | 29-46-26-E2-0500A.0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,282 sqft |
| 1st Floor Area | 890 sqft |
| Upper Floors Area | 1,392 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 5,140 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 202 sqft |
| Patio Area | 385 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10504754 |
|---|---|
| Street Address | 20370 LARINO LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-6368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT THREE DESC IN PB 82 PGS 58-62 BLK A LOT 26 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | A |
| Legal Lot Number | 26 |
| Legal Unit | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50311 |
Source: Lee County records · APN 29-46-26-E2-0500A.0260
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20370 LARINO LOOP, ESTERO, FL 33928-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK |
| Mar 06, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2026 · Amount on Record |
| Deed Sale | Aug 05, 2026 · Amount on Record |
| Prior Sale | Mar 06, 2024 · Amount on Record |
| Deed Document Number | 2026207208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 05, 2026 |
| Property Address | 20370 LARINO LOOP, ESTERO, FL 33928-6368 |
| Document Number | 0000207208 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026207208 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | BRYANT TITLE AND ESCROW LLC, BRYANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,940.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20370 LARINO LOOP, ESTERO, FL 33928-6368 |
| Document Number | 0000207209, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 2026207209 |
| Name | LCNB NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 06, 2024 |
| Property Address | 20370 LARINO LOOP, ESTERO, FL 33928-6368 |
| Document Number | 0000063382 |
| Map Reference | MB 82 PG 58-62 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 2024000063382 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1165 E HANFORD ARMONA RD # RD210, RD210, LEMOORE, CA 93245-3906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 742 PEARSE RD, SCHENECTADY, NY 12309-2900 |
Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,706 (+5.65%) Land $66,982 Building $285,724 | $352,706 (+5.65%) Land $66,982 Building $285,724 | |
| 2025 | $5,688.00 (+12.59%) | $333,832 (-2.09%) Land $74,290 Building $259,542 | $333,832 (-2.09%) Land $74,290 Building $259,542 |
| 2023 | $5,052.00 (+11.33%) | $340,954 (+24.42%) Land $60,918 Building $280,036 | $340,954 (+24.42%) Land $60,918 Building $280,036 |
| 2022 | $4,538.00 | $274,028 Land $50,820 Building $223,208 | $274,028 Land $50,820 Building $223,208 |
Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 339 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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