2037 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2037 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (May 2018)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-475-050-00`

Property Details

APN / Parcel Number

Primary APN	`02-475-050-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Basement Area	1,014 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	54,886 sqft (1.26 acres)
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2037 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	PERRY'S SUBDIVISION LOT 61 & 62 & E 1/2 OF LOTS 58 & 59
Legal Subdivision	PERRYS SUB
Legal Lot Number	61-62
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	833900

Owner

2037 W Sterns Rd is owned and occupied by an individual who bought it in May 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2037 W STERNS RD, TEMPERANCE, MI 48182-1544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Deed Document Number	20189291
Prior Transfer Date	Aug 26, 2011
Prior Transfer Doc	0000022124
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 24, 2018
Property Address	2037 W STERNS RD, TEMPERANCE, MI 48182-1544
Document Number	2018R09291
Map Reference	LB 7 PG 1
Instrument Date	May 22, 2018
Instrument	2018R09291
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,573.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 CLEGG RD, LAMBERTVILLE, MI 48144-9739

Mortgage

Document Number	0000009292
Date	May 24, 2018
Instrument	2018R09292

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2037 W Sterns Rd was $3,076 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 Land $114,000	$228,000 Land $228,000
2025	$3,076.00 Homeowner's exemption
2023	$2,106.00 Homeowner's exemption	$78,600	$157,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2037 W Sterns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2037 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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