2037 Terraspiro Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 2037 Terraspiro Ave, Spring Valley, CA 91977

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,179 sqft · built 1973
Lot Size	0.281 acres (12,246 sqft)
Owner	Individual Name on Record
Tax Bill	$5,593 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`578-031-22-01`

Property Details

APN / Parcel Number

Primary APN	`578-031-22-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,179 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Lot Area	12,246 sqft (0.281 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2037 TERRASPIRO AVE
City	SPRING VALLEY
State	CA
Zip	91977-3551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RV
Legal Description	LOT 9 US Y DOCS72-97978&281089&INT IN LOT 12&IN TR 007180
Legal Subdivision	TERRA II
Legal Tract	007180
Legal Block	3
Legal Lot Number	9,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 3, 2020	Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC
Nov 9, 2018	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020
Deed Sale	Jan 3, 2020
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	20202890
Last Transfer Date	May 3, 2021
Transfer Doc	0000394724
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	0000214737
Date	May 19, 2022
Instrument	2022-0214737

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2021
Property Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000394724
Map Reference	FILE 281089
Instrument Date	May 3, 2021
Instrument	2021-0394724
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	0000394725
Date	May 25, 2021
Instrument	2021-0394725

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2020
Property Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000002890
Map Reference	MAP 7180
Instrument Date	Dec 27, 2019
Instrument	2020-0002890
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	0000002891
Date	Jan 3, 2020
Instrument	2020-0002891

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000504314
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 PACIFIC AVE #38 LEMON GROVE CA 919452443, 38, LEMON GROVE, CA 91945-2443

Mortgage

Document Number	0000504314
Date	Dec 7, 2018
Instrument	504314

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2018
Property Address	2037 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000472422
Instrument Date	Sep 19, 2018
Instrument	472422
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 BLUE JEAN WAY #4 CHULA VISTA CA 919134635, 4, CHULA VISTA, CA 91913-4635

Mortgage

Document Number	472424
Date	Nov 13, 2018
Instrument	472424

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	472423,
Date	Nov 13, 2018
Instrument	472423

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,852 (+2%) Land $209,926 Building $209,926
2025	$5,593.00 (+7.35%)	$411,620 (+4.04%) Land $205,810 Building $205,810
2023	$5,210.00 (+1.62%)	$395,638 Land $197,819 Building $197,819
2022	$5,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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