20366 Garland St, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20366 Garland St, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 1982
Owner	Individual Name on File
Last Sale	$173,500 (May 2020)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`138-080-7303`

Property Details

APN / Parcel Number

Primary APN	`138-080-7303`
Alternative APN	`129349`

Interior

Building Area	1,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982

Location & Zoning

Old Parcel Number	138-080-7303
Street Address	20366 GARLAND ST
City	COVINGTON
State	LA
Zip	70435-5863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SQ 10 GARLAND ADD CB 1096 830 INST NO 905690 INST NO 1078483 INST NO 1828640 INST NO 2204094
Legal Subdivision	GARLAND ADDITION
Legal Lot Number	5
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1031
Census Tract	40502

Owner

20366 Garland St is owned and occupied by an individual who bought it in May 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20366 GARLAND ST, COVINGTON, LA 70435-5863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	2204094
Record Updated	Jun 8, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 1, 2020
Property Address	20366 GARLAND ST, COVINGTON, LA 70435-5863
Document Number	0002204094
Map Reference	COB 1096 FO 830
Instrument Date	Apr 30, 2020
Instrument	2204094
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23075 ELDER ST, MANDEVILLE, LA 70471-8047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20366 GARLAND ST, COVINGTON, LA 70435-5863

Mortgage

Document Number	0002204095
Date	May 1, 2020
Instrument	2204095

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20366 Garland St was $1,251 with a homeowner's exemption, down 4.6% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00 (-4.58%) Homeowner's exemption	$18,374 (-) Land $2,500 Building $15,874	$183,743 (-) Land $25,000 Building $158,743
2024	$1,311.00 (+31.76%) Homeowner's exemption	$18,374 (+20.67%) Land $2,500 Building $15,874	$183,743 (+20.67%) Land $25,000 Building $158,743
2023	$995.00 (-0.1%) Homeowner's exemption	$15,227 (-) Land $2,500 Building $12,727	$152,270 (-) Land $25,000 Building $127,270
2022	$996.00 Homeowner's exemption	$15,227 Land $2,500 Building $12,727	$152,270 Land $25,000 Building $127,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20366 Garland St; there have been 53 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	53 (1978–2024)
Claims Outside the SFHA	30 of 53
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Katrina, Aug 2005 · 14 claims Tropical Storm Allison, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20366 Garland St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20