20366 Ashcroft Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 20366 Ashcroft Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,664 sqft · built 1995
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,500 (Oct 2019)
Tax Bill	$5,226 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-16-5165-000`

Property Details

APN / Parcel Number

Primary APN	`010-16-5165-000`
Alternative APN	`81 Y 1 5`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	770 sqft
Basement Area	712 sqft
Finished Basement	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)
Deck Area	Deck Area
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20366 ASHCROFT TER
City	STERLING
State	VA
Zip	20165-7539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.9-A LOT 5 200707310056724
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	5
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1003
Census Tract	611202

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20366 ASHCROFT TER, STERLING, VA 20165-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK
Oct 15, 2019	Warranty Deed, Transfer · Conventional with PMI AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	201962873
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jul 8, 2026
Property Address	20366 ASHCROFT TER, STERLING, VA 20165-7539
Document Number	0000034978
Instrument Date	Jun 20, 2026
Instrument	202634978
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20366 ASHCROFT TER, STERLING, VA 20165-7539

Mortgage

Document Number	0000034978,
Date	Jul 8, 2026
Instrument	202634978

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20366 ASHCROFT TER, STERLING, VA 20165-7539
Document Number	20200828075113
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20366 ASHCROFT TER STERLING VA 201657539, STERLING, VA 20165-7539

Mortgage

Document Number	20200828075113
Date	Aug 28, 2020
Instrument	75113

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 15, 2019
Property Address	20366 ASHCROFT TER, STERLING, VA 20165-7539
Document Number	20191015062873
Instrument Date	Oct 15, 2019
Instrument	62873
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20366 ASHCROFT TER STERLING VA 201657539, STERLING, VA 20165-7539

Mortgage

Document Number	20191015062874
Date	Oct 15, 2019
Instrument	62874

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,226.00 (+2.69%)	$649,310 (+2.7%) Land $228,500 Building $420,810	$649,310 (+2.7%) Land $228,500 Building $420,810
2025	$5,089.00 (+0.83%)	$632,260 (+9.6%) Land $193,500 Building $438,760	$632,260 (+9.6%) Land $193,500 Building $438,760
2023	$5,047.00	$576,890 Land $178,500 Building $398,390	$576,890 Land $178,500 Building $398,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

20366 Ashcroft Ter, Sterling, VA 20165 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ashcroft Ter

Nearby Streets

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