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20365 Estero Crossing Blvd, Estero, FL 33928 Property Records

Lee County property record for 20365 Estero Crossing Blvd, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · built 2024
Lot Size0.212 acres (9,233 sqft)
Owner2 Company Names on Record
Last Sale$777,000 (Feb 2024)
Tax Bill$10,788 (2025)
Deeds & MortgagesOct 2024 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-08000.1930

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-08000.1930
Alternative APNs
  • 263046E2080001930
  • 10620146

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area9,233 sqft (0.212 acres)
PorchPorch
Porch Area228 sqft

Location & Zoning

Account Number10620146
Street Address20365 ESTERO CROSSING BLVD
CityESTERO
StateFL
Zip33928-4065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 193 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number193
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address20365 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Feb 22, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Deed Document Number202450353
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20365 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000296994
DateOct 31, 2024
Instrument2024000296994
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20877
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateFeb 22, 2024
Property Address20365 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
Document Number0000050353
Map ReferenceDOC 2023000122423
Instrument DateFeb 21, 2024
Instrument2024000050353
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,439.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20365 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065

Mortgage

Document Number0000050354
DateFeb 22, 2024
Instrument2024000050354
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692,416 (+6.57%) Land $74,871 Building $617,545$692,416 (+6.57%) Land $74,871 Building $617,545
2025$10,788.00 (+235.76%)$649,757 (+401.31%) Land $87,129 Building $562,628$649,757 (+401.31%) Land $87,129 Building $562,628
2023$3,213.00$129,611 Land $129,611$129,611 Land $129,611

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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