Cass County property record for 20363 Cara Ave, Cassopolis, MI 49031
| Property Type | Single Family Home |
|---|---|
| Details | 5,708 sqft · built 1908 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Mar 2017) |
| Tax Bill | $17,556 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-100-032-021-00 |
| Primary APN | 14-100-032-021-00 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 5,708 sqft Building Perimeter |
| 1st Floor Area | 3,559 sqft |
| Basement Area | 2,464 sqft |
| Unfinished Basement | 2,464 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Cottage |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 784 sqft |
| Street Address | 20363 CARA AVE |
|---|---|
| City | CASSOPOLIS |
| State | MI |
| Zip | 49031-9306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 375-1203 443 COM ON N SHORE DIAMOND LKE AT PT 25 FT SELY FRM SE COR LOT 42 REVISED PLAT SANDY BEACH, TH N PARALLEL WITH E |
| Legal Range | 14W |
| Legal Township | 06S |
| Legal Section | 32 |
| Legal Subdivision | REVISED OF SANDY BEACH |
| Legal Lot Number | 42 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1600 |
Source: Cass County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK |
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Mar 10, 2017 | Trustee's Deed, Foreclosure · Conventional Mortgage 1ST SOURCE BANK |
| Mar 10, 2017 | Intrafamily Transfer, Transfer MTC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Deed Book / Page | 1119 / 2528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01228/2029 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 1228/2029 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Document Number | 001225/746 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 1225/746 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Document Number | 1198/2451 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 1198/2451 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 1191/906 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 1191/906 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1164/0800 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 1164/0800 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRANGER, IN 46530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1162/1996 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 1162/1996 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Document Number | 1119/2528 |
| Book / Page | 1119 / 2528 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2021 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19591 ROOSEVELT RD, SOUTH BEND, IN 46614-9493 |
| Document Number | 1119/2531 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 1119/2531 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 20363 CARA AVE, CASSOPOLIS, MI 49031-9306 |
| Document Number | 1119/2542 |
| Book / Page | 1119 / 2542 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19591 ROOSEVELT RD, SOUTH BEND, IN 46614-9493 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Penn Township |
| Unified School District | Cassopolis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064,700 (+5.86%) Land $1,064,700 | $2,129,400 (+5.86%) Land $2,129,400 | |
| 2025 | $17,556.00 (+14.84%) Homeowner's exemption | $1,005,800 (+42.79%) Land $1,005,800 | $2,011,600 (+42.79%) Land $2,011,600 |
| 2023 | $704,400 | $1,408,800 | |
| 2022 | $15,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONY BAY CONDOMINIUMS private · serves 75 people · EPA ID MI0001552 |
|---|---|
| Water Source | Purchased groundwater from CASS COUNTY WATER SYSTEM |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures