San Joaquin County property record for 20362 N Ray Rd, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1953 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (May 2026) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 013-030-310-000 |
| Primary APN | 013-030-310-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 013-030-31 |
|---|---|
| Street Address | 20362 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242-9486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4106 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20362 N RAY RD, LODI, CA 95242-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 7, 2026 | Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION |
| Dec 19, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF STOCKTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2019 · Amount on Record |
| Deed Document Number | 202642059 |
| Prior Transfer Date | Mar 12, 2014 |
| Prior Transfer Doc | 0000024979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 7, 2026 |
| Property Address | 20362 N RAY RD, LODI, CA 95242-9486 |
| Document Number | 0000042059 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.42059 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,104.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 20362 N RAY RD, LODI, CA 95242-9486 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042060, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.42060 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 19, 2019 |
| Property Address | 20362 N RAY RD, LODI, CA 95242-9486 |
| Document Number | 0000149309 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 149309 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20361 N RAY RD LODI CA 952429485, LODI, CA 95242-9485 |
| Document Number | 149310 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 149310 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 18, 2034 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 (+0.31%) | ||
| 2025 | $4,903.00 (+3.66%) | $415,581 (+4.04%) Land $218,727 Building $196,854 | |
| 2023 | $4,730.00 (+2.07%) | $399,446 Land $210,235 Building $189,211 | $426,960 |
| 2022 | $4,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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