Owen County property record for 2036 S Cataract Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,133 sqft · built 1994 |
| Lot Size | 20 acres (872,507 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,700 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-06-12-102-080.001-021 |
| Primary APN | 60-06-12-102-080.001-021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| 1st Floor Area | 2,133 sqft |
| Basement Area | 2,133 sqft |
| Finished Basement | 2,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 872,507 sqft (20 acres) |
| Heating System | Other |
|---|
| Account Number | 00003381305 |
|---|---|
| Street Address | 2036 S CATARACT RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN N 1/2 NW S12 T11 R4 20.03A (19.03 CF) |
| Legal Range | 4 |
| Legal Township | 11 |
| Legal Section | 12 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | JENNINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 955600 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2036 S CATARACT RD, SPENCER, IN 47460-5639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 2036 S CATARACT RD, SPENCER, IN 47460-5639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 218212 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 218212 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Jennings Township |
| Unified School District | Cloverdale Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,700.00 (-14.44%) Homeowner's exemption | $260,900 (-5.06%) Land $25,000 Building $235,900 | $260,900 (-5.06%) Land $25,000 Building $235,900 |
| 2024 | $1,987.00 (+2.16%) | ||
| 2023 | $1,945.00 (-2.26%) | $274,800 Land $20,000 Building $254,800 | $274,800 Land $20,000 Building $254,800 |
| 2022 | $1,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Endeavor Communications Fiber | 1,000 / 1,000 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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