20357 Osseo Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20357 Osseo Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,014 sqft · built 1980
Lot Size	0.627 acres (27,300 sqft)
Owner	Company Name on Record
Last Sale	$259,000 (Jul 2004)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`3087-111-34-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-111-34-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	2,014 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	27,300 sqft (0.627 acres)
Lot Dimensions	195 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	495 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	20357 OSSEO RD
City	APPLE VALLEY
State	CA
Zip	92308-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5486 LOT 442 TRACT NO 5486 EX 50 PERCENT MIN RTS WITHOUT S E LOT 442
Legal Subdivision	TRACT NUMBER 5486
Legal Tract	5486
Legal Block	1
Legal Lot Number	442
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1033
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 27, 2017	Quit Claim Deed, Transfer SPL TITLE SERVICES, SPL TITLE SVCS
Jun 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2004 · Amount on Record
Deed Sale	Jul 13, 2004 · Amount on Record
Deed Document Number	2004495424
Last Transfer Date	Jun 19, 2017
Transfer Doc	0000261133
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206

Mortgage

Document Number	0000389876
Date	Aug 27, 2021
Instrument	2021-0389876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 27, 2017
Property Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206
Document Number	0000261135
Instrument Date	Jun 19, 2017
Instrument	261135
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20357 OSSEO RD APPLE VALLEY CA 923086206, APPLE VALLEY, CA 92308-6206

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 27, 2017
Property Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206
Document Number	0000261133
Map Reference	MB65 PG42-47
Instrument Date	Jun 19, 2017
Instrument	2017-0261133
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SPL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20357 OSSEO RD, APPLE VALLEY, CA 92308-6206

Mortgage

Document Number	0000261134
Date	Jun 27, 2017
Instrument	2017-0261134

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,245 (+2%) Land $73,649 Building $294,596
2025	$4,133.00 (+3.92%) Homeowner's exemption	$361,025 (+4.04%) Land $72,205 Building $288,820
2023	$3,977.00 (+1.58%) Homeowner's exemption	$347,006 Land $69,401 Building $277,605
2022	$3,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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