20357 Hawick Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 20357 Hawick Ter, Sterling, VA 20165

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,456 sqft · built 2000
OwnerIndividual Name on Record
Last Sale$419,900 (Nov 2015)
Tax Bill$5,137 (2026)
Deeds & MortgagesMay 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN005-10-8139-003

Property Details

APN / Parcel Number

Primary APN005-10-8139-003
Alternative APN
  • 82 G12P24 93

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,456 sqft Living Area
1st Floor Area968 sqft
Basement Area528 sqft
Finished Basement528 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Garage TypeBasement
Garage Area440 sqft
Deck AreaDeck Area
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20357 HAWICK TER
CitySTERLING
StateVA
Zip20165-5158
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH4
Legal DescriptionMEDINAH HOMES CONDO PH.24 UNIT 93 200804010019026
Legal SubdivisionMEDINAH HOMES CONDO PH.2
Legal Phase24
Legal Block1
Legal Unit93
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1006
Census Tract611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2383 MIDNIGHT PEARL DR, SARASOTA, FL 34240-2420
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Nov 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2015 · Amount on Record
Deed SaleNov 3, 2015 · Amount on Record
Prior SaleApr 1, 2008 · Amount on Record
Deed Document Number201573861
Last Transfer DateAug 10, 2016
Transfer Doc0000055315
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20357 HAWICK TER, STERLING, VA 20165-5158
Document Number20200518035584
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20357 HAWICK TER STERLING VA 201655158, STERLING, VA 20165-5158

Mortgage

Document Number20200518035584
DateMay 18, 2020
Instrument35584
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050
Interest
Rate TypeFixed Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20357 HAWICK TER, STERLING, VA 20165-5158
Document Number20181108065166
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20181108065166
DateNov 8, 2018
Instrument65166
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueNov 7, 2020
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,137.00 (+10.95%)$638,220 (+20.61%) Land $200,000 Building $438,220$638,220 (+20.61%) Land $200,000 Building $438,220
2023$4,630.00$529,170 Land $200,000 Building $329,170$529,170 Land $200,000 Building $329,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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