20356 Rae Rd, #1, Bend, OR 97702 Property Records

Deschutes County property record for 20356 Rae Rd, #1, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,646 sqft · built 1968
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Feb 2021)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2019 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181208-DD-03000`

Property Details

APN / Parcel Number

Primary APN	`181208-DD-03000`
Alternative APNs	`R1001181208D009600` `120195`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,646 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Lot Area	16,117 sqft (0.37 acres)
Garage Area	816 sqft
Deck Area	324 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	120195
Street Address	20356 RAE RD, 1
City	BEND
State	OR
Zip	97702-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO TILLICUM VILLAGE LOT 10
Legal Range	12
Legal Township	18
Legal Section	08
Legal Subdivision	FIRST ADDITION TO TILLICUM VILLAGE
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1042
Census Tract	2002

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20356 RAE RD, BEND, OR 97702-2773
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MTG
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	202112032
Prior Transfer Date	May 2, 2019
Prior Transfer Doc	0000014001
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20356 RAE RD # 1, 1, BEND, OR 97702-2773
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20356 RAE RD, BEND, OR 97702-2773

Mortgage

Document Number	0000027885
Date	Oct 25, 2024
Instrument	2024-27885

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20356 RAE RD, BEND, OR 97702-2773
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023658
Date	Jul 9, 2019
Instrument	2019-23658

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2039

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 25, 2021
Property Address	20356 RAE RD # 1, 1, BEND, OR 97702-2773
Document Number	0000012032
Map Reference	CAB A PG 136
Instrument Date	Feb 23, 2021
Instrument	2021-12032
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20356 RAE RD, BEND, OR 97702-2773

Mortgage

Document Number	0000012033
Date	Feb 25, 2021
Instrument	2021-12033

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 2, 2019
Property Address	20356 RAE RD, BEND, OR 97702-2773
Document Number	0000014001
Instrument Date	May 2, 2019
Instrument	14001
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20650 HONEYSUCKLE LN BEND OR 977022780, BEND, OR 97702-2780

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 25, 2018
Property Address	20356 RAE RD, BEND, OR 97702-2773
Document Number	0000016453
Instrument Date	Apr 25, 2018
Instrument	16453
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	DESCHUTES COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20650 HONEYSUCKLE LN BEND OR 977022780, BEND, OR 97702-2780

Mortgage

Document Number	16454
Date	Apr 25, 2018
Instrument	16454

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2018
Property Address	20356 RAE RD, BEND, OR 97702-2773
Document Number	0000004150
Instrument Date	Nov 17, 2016
Instrument	4150
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20356 RAE RD BEND OR 977022773, BEND, OR 97702-2773

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (+3.92%)	$252,360 (+3%)	$770,100 (-0.01%) Land $252,500 Building $517,600
2024	$4,102.00 (+7.89%)	$245,010 (+3%)	$770,190 (+4.97%) Land $252,500 Building $517,690
2023	$3,802.00	$237,880	$733,750 Land $231,500 Building $502,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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