20355 40th Ave, Conklin, MI 49403 Property Records

Ottawa County property record for 20355 40th Ave, Conklin, MI 49403

Property Summary

Property Type	Rural Home
Details	2 ba · 2,582 sqft · built 1987
Lot Size	2.5 acres (109,292 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Aug 2020)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-01-30-400-006`

Property Details

APN / Parcel Number

Primary APN	`70-01-30-400-006`

Interior

Full Baths	2 Baths
Building Area	2,582 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft
Unfinished Basement	1,739 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	109,292 sqft (2.5 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20355 40TH AVE
City	CONKLIN
State	MI
Zip	49403-8748
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	PART OF NE 1/4 OF SE 1/4 COM 470 FT N OF SE COR, TH N 465 FT W 235 FT, S 465 FT TH E 235 FT TO BEG SEC 30 T9N R13W 25A
Legal Range	13W
Legal Township	09N
Legal Section	30
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1065
Census Tract	20100

Owner

20355 40th Ave, a rural home, is owned and occupied by an individual who bought it in August 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Aug 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Aug 20, 2018	Intrafamily Transfer, Transfer
Jun 22, 2018	Deed, Transfer
Apr 3, 2018	Quit Claim Deed, Foreclosure Quitclaim
Mar 12, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202035648
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	20180029407
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20355 40TH AVE, CONKLIN, MI 49403-8748

Mortgage

Document Number	20240007469
Date	Apr 2, 2024
Instrument	2024-0007469

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 24, 2020
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20200035648
Instrument Date	Aug 19, 2020
Instrument	2020-0035648
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20355 40TH AVE, 20355, CONKLIN, MI 49403-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20355 40TH AVE, CONKLIN, MI 49403-8748

Mortgage

Document Number	20200035649
Date	Aug 24, 2020
Instrument	2020-0035649

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Aug 20, 2018
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20180029407
Instrument Date	Aug 17, 2018
Instrument	2018-0029407
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20355 40TH AVE, 20355, CONKLIN, MI 49403-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 FERRIS ST NW, GRAND RAPIDS, MI 49544-1815

Mortgage

Document Number	20180029408
Date	Aug 20, 2018
Instrument	2018-0029408

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Aug 20, 2018
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20180029405
Instrument Date	Aug 13, 2018
Instrument	2018-0029405
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18144 MOHAWK DR, 18144, SPRING LAKE, MI 49456-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20355 40TH AVE, CONKLIN, MI 49403-8748

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 22, 2018
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20180021815
Instrument Date	Jun 11, 2018
Instrument	2018-0021815
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 JONES BRANCH DR, 8200, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 GETTYSBURG CT, HUDSONVILLE, MI 49426-9139

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 3, 2018
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20180011083
Instrument Date	Mar 21, 2018
Instrument	2018-0011083
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PARKWAY, ABBEVILLE, LA 70510

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 12, 2018
Property Address	20355 40TH AVE, CONKLIN, MI 49403-8748
Document Number	20180008222
Instrument Date	Feb 22, 2018
Instrument	2018-0008222
Transaction Type	Foreclosure
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 20355 40th Ave was $4,458 with a homeowner's exemption, up 3.6% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,600 (+4.63%)	$357,200 (+4.63%)
2025	$4,458.00 (+3.55%) Homeowner's exemption	$170,700	$341,400
2024	$4,305.00
2023		$155,700	$311,400
2022	$3,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20355 40th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20355 40th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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