20350 Derrick Rd, Cloverdale, OR 97112 Property Records

Tillamook County property record for 20350 Derrick Rd, Cloverdale, OR 97112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,997 sqft · built 1946
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Owner Names on Record
Last Sale	$325,000 (Oct 2006)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Feb 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3S1017-00-01700`

Property Details

APN / Parcel Number

Primary APN	`3S1017-00-01700`
Alternative APN	`203602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,997 sqft Living Area
1st Floor Area	1,913 sqft
2nd Floor Area	84 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1992
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	300 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	203602
Old Parcel Number	3S10170001700
Street Address	20350 DERRICK RD
City	CLOVERDALE
State	OR
Zip	97112-9645
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SFW20
Legal Description	SEC/TWN/RNG/MER:SEC 17 TWN 03S RNG 10W MAP REF:3S10170001700
Legal Range	10
Legal Township	03S
Legal Section	17
Jurisdiction	TILLAMOOK OR
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2003
Census Tract	960700

Owner

Source: Tillamook County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Feb 26, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 21, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATRICIA L BOEGLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	2006-008860
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645

Mortgage

Document Number	0000001954
Date	May 11, 2023
Instrument	2023-01954

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.42%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001020
Date	Feb 26, 2019
Instrument	2019-1020

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645
Document Number	0000001021
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20350 DERRICK RD CLOVERDALE OR 971129645, CLOVERDALE, OR 97112-9645

Mortgage

Document Number	0000001021
Date	Feb 26, 2019
Instrument	1021

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.53%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	20350 DERRICK RD, CLOVERDALE, OR 97112-9645
Document Number	0000002619
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	802 MAIN AVE TILLAMOOK OR 971413814, TILLAMOOK, OR 97141-3814

Mortgage

Document Number	0000002619
Date	May 8, 2018
Instrument	2619

Lender

Name	PATRICIA L BOEGLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 7, 2023

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+6.04%)	$311,950 (+3%) Land $82,060 Building $229,890	$532,890 (+8.42%) Land $216,920 Building $315,970
2024	$3,510.00 (+0.69%)	$302,870 (+3%) Land $79,670 Building $223,200	$491,520 (-6.62%) Land $191,630 Building $299,890
2023	$3,486.00 (+3.78%)	$294,050 (+3%) Land $77,350 Building $216,700	$526,350 (+9.82%) Land $198,400 Building $327,950
2022	$3,359.00	$285,490 Land $75,100 Building $210,390	$479,280 Land $138,390 Building $340,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	10 (1996–2015)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2015 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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