2035 Eldridge Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2035 Eldridge Rd, Cottondale, FL 32431

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2 ba · 2,940 sqft · built 2008
Lot Size50 acres (2,178,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,282 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN15-5N-12-0000-0040-0020

Property Details

APN / Parcel Number

Primary APN15-5N-12-0000-0040-0020
Alternative APN
  • 12 N 515000000400020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,940 sqft Gross Area
1st Floor Area2,006 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleModern
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,178,000 sqft (50 acres)
Garage TypeCarport
Garage Area864 sqft
CarportCarport
Carport Area864 sqft
PorchPorch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address2035 ELDRIDGE RD
CityCOTTONDALE
StateFL
Zip32431-6807
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionOR 168 P 47 OR 258 P 411 OR 361 P 810 OR 525 P 752 OR 742 P 368 OR 749 P 750 W1/2 OF SW1/4 LYING S OF ROAD LESS 20AC IN NWC...OR 1233 P 449...
Legal Range12W
Legal Township05N
Legal Section15
Legal Block20
Legal Lot Number40
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1034
Census Tract210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2035 ELDRIDGE RD, COTTONDALE, FL 32431-6807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 7, 2009
Transfer Doc0012330449
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Recording DateJul 17, 2026
Property Address2035 ELDRIDGE RD, COTTONDALE, FL 32431-6807
Document Number0000008560
Book / Page1932 / 509
Instrument DateJul 13, 2026
Instrument20268560
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2035 ELDRIDGE RD, COTTONDALE, FL 32431-6807

Mortgage

Document Number0000008560,
DateJul 17, 2026
Book Page1932/509
Instrument20268560
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,282.00 (+1.67%) Homeowner's exemption$136,522 (+1.7%)$226,986 (-1.14%) Land $58,500 Building $168,486
2024$1,261.00 (+6.86%) Homeowner's exemption$134,240 (+3.24%) Land $17,685 Building $116,555$229,592 (+2.66%) Land $8,500 Building $221,092
2023$1,180.00 (+9.67%) Homeowner's exemption$130,025 (+2.2%)$223,636 (+15.02%) Land $25,645 Building $197,991
2022$1,076.00 Homeowner's exemption$127,228$194,432 Land $8,000 Building $186,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Eldridge Rd

Nearby Streets

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