Stearns County property record for 20348 Downing Rd, Richmond, MN 56368
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,300 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 08-04372-0000 |
| Primary APN | 08-04372-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,000 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rambler |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Old Parcel Number | 08.04372.0000 |
|---|---|
| Street Address | 20348 DOWNING RD |
| City | RICHMOND |
| State | MN |
| Zip | 56368-8518 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | .50 A. W 100' OF E 300' OF GOVT LOT 7 LYING S'LY OF CL OF LAGOON ON LONG LAKE SEC. 11 T 122 R 31 |
| Legal Range | 31 |
| Legal Township | 122 |
| Legal Section | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | EDEN LAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11101 |
Source: Stearns County records, as of July 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 21804 COUNTY ROAD 34, EDEN VALLEY, MN 55329-9358 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2011 |
| Transfer Doc | 0000228655 |
| Record Updated | Jun 7, 2026 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Eden Lake Township |
| Unified School District | Eden Valley-Watkins School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,300.00 | $266,300 Land $157,800 Building $108,500 | $266,300 Land $157,800 Building $108,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,095.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Arvig DSL · Fiber in parts of the area | 100 / 10 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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