Burnett County property record for 20345 Summer Pl, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $538 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jul 2023 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 07-034-2-37-18-34-5 05-003-019000 |
| Primary APN | 07-034-2-37-18-34-5 05-003-019000 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,124 sqft (0.989 acres) |
|---|
| Street Address | 20345 SUMMER PL |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 CSM V 5 P 135 (IN GOV LOT 3) |
| Legal Lot Number | 4 |
| Jurisdiction | BURNETT WI |
| Township / Civil Division | TRADE LAKE |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 971000 |
Source: Burnett County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20345 SUMMER PL, LUCK, WI 54853-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jul 13, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNETT WI |
| Property Address | 20345 SUMMER PL, LUCK, WI 54853-4402 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | POLK COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000485783 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 485783 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.18% |
| Type Change Date | Jul 1, 2029 |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 14.1% |
| Index | 3-Year CMT |
| Max Rate | 14.1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BURNETT WI |
| Recording Date | Jul 13, 2023 |
| Property Address | 20345 SUMMER PL, LUCK, WI 54853-4402 |
| Document Number | 0000481880 |
| Map Reference | DOC 202685 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 481880 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20345 SUMMER PL, LUCK, WI 54853-4402 |
Source: Burnett County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Burnett County |
| County Subdivision | Trade Lake Town |
| Unified School District | Frederic School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $538.00 (+5.49%) | $45,300 (-) Land $20,000 Building $25,300 | $60,700 (+13.04%) |
| 2023 | $510.00 (-3.59%) | $45,300 (-) Land $20,000 Building $25,300 | $53,700 |
| 2022 | $529.00 | $45,300 Land $20,000 Building $25,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 95% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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