Lake County property record for 20345 Sugarloaf Mountain Rd, Clermont, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,808 sqft · built 1999 |
| Lot Size | 5 acres (218,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Nov 2022) |
| Tax Bill | $12,957 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-26-0003-000-02500 |
| Primary APN | 20-21-26-0003-000-02500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,808 sqft Living Area |
| Gross Area | 6,696 sqft |
| 1st Floor Area | 3,808 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 218,157 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 2,888 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 452 sqft |
| Utility Building | 13,050 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1027675 |
|---|---|
| Street Address | 20345 SUGARLOAF MOUNTAIN RD |
| City | CLERMONT |
| State | FL |
| Zip | 34715-9558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | E 350 FT OF N 1/2 OF NE 1/4 OF SW 1/4 ORB 5741 PG 433 ORB 6048 PG 2455 |
| Legal Range | 26E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Quarter | 3 |
| Legal Tract | 0003 |
| Legal Lot Number | 25 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 31301 |
Source: Lake County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 SW 96TH AVE, MIAMI, FL 33165-7630 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK PUERTO RICO |
| Jun 30, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on Record |
| Deed Sale | Nov 3, 2022 · Amount on Record |
| Prior Sale | Jun 2, 2022 · Amount on Record |
| Deed Document Number | 2022144796 |
| Deed Book / Page | 6048 / 2455 |
| Prior Transfer Date | Aug 4, 2021 |
| Prior Transfer Doc | 0000076309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 20345 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9558 |
| Document Number | 0060482455 |
| Book / Page | 6048 / 2455 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022144796 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20345 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9558 |
| Name | Verified Name |
|---|---|
| Address | 1640 SW 96TH AVE, MIAMI, FL 33165-7630 |
| Document Number | 0060482457 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 6048/2457 |
| Name | FIRSTBANK PUERTO RICO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 30, 2021 |
| Property Address | 20345 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9558 |
| Document Number | 0057410433 |
| Book / Page | 5741 / 433 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021089940 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3385 BENTLEY AVE, EUGENE, OR 97405-6259 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918,068 (-0.5%) Land $322,800 Building $595,268 | $918,068 (-0.5%) Land $322,800 Building $595,268 | |
| 2025 | $922,723 (+26.65%) Land $322,800 Building $599,923 | $922,723 (+26.65%) Land $322,800 Building $599,923 | |
| 2024 | $12,957.00 (+26.47%) | ||
| 2023 | $10,245.00 (+118.68%) | $728,550 (+103.2%) | $728,550 (+21.54%) Land $322,800 Building $405,750 |
| 2022 | $4,685.00 Homeowner's exemption Disabled Person's exemption | $358,530 | $599,430 Land $193,680 Building $405,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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