20344 Spruce Point Pl, Parker, CO 80134 Property Records

Douglas County property record for 20344 Spruce Point Pl, Parker, CO 80134

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,552 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (May 2015)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2233-26-3-12-008`

Property Details

APN / Parcel Number

Primary APN	`2233-26-3-12-008`
Alternative APNs	`R0470524` `0470524`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	4,080 sqft
Basement Area	1,528 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0470524
Street Address	20344 SPRUCE POINT PL
City	PARKER
State	CO
Zip	80134-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 4 PINE BLUFFS FLG 3A 0.16 AM/L
Legal Range	66W
Legal Township	06S
Legal Section	26
Legal Quarter	SW
Legal Subdivision	PINE BLUFFS
Legal Block	4
Legal Lot Number	8
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2022
Census Tract	13907

Owner

20344 Spruce Point Pl is owned and occupied by two individuals who bought it in May 2015.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on File
Deed Sale	May 6, 2015 · Amount on File
Deed Document Number	201529620
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030028
Date	Jul 14, 2023
Instrument	2023030028

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134401
Date	Dec 6, 2021
Instrument	2021134401

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602

Mortgage

Document Number	0000050633
Date	Apr 19, 2021
Instrument	2021050633

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	20344 SPRUCE POINT PL, PARKER, CO 80134-6602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029903
Date	May 30, 2019
Instrument	2019029903

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20344 Spruce Point Pl was $4,546, down 5% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Parker Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,290 (-) Land $10,650 Building $34,640	$666,026 (-) Land $156,666 Building $509,360
2025	$4,546.00 (-5.03%)	$45,290 Land $10,650 Building $34,640	$666,026 Land $156,666 Building $509,360
2024	$4,787.00 (-1.03%)
2023	$4,837.00	$51,630 Land $9,010 Building $42,620	$770,606 Land $134,530 Building $636,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20344 Spruce Point Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20344 Spruce Point Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER WSD serves 75,949 people · EPA ID CO0118040
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber · Fixed Wireless	8,000 / 8,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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