Crow Wing County property record for 20344 Clearwater Dr, Emily, MN 56447
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 3,391 sqft · built 2024 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Trust Name on File |
| Last Sale | $194,900 (May 2014) |
| Tax Bill | $2,870 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 211150000010009 |
| Primary APN | 211150000010009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 3,391 sqft Living Area |
| 1st Floor Area | 2,155 sqft |
| Basement Area | 144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Patio Home |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 98,010 sqft (2.25 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,244 sqft |
| Driveway | Driveway |
| Porch | Patio |
|---|---|
| Deck Area | Deck Area |
| Lean-To | 480 sqft |
| Pole Barn | 1,536 sqft |
| Heating System | Central |
|---|
| Account Number | 174322 |
|---|---|
| Street Address | 20344 CLEARWATER DR |
| City | EMILY |
| State | MN |
| Zip | 56447-3074 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 1 |
| Legal Range | 26 |
| Legal Township | 138 |
| Legal Section | 09 |
| Legal Subdivision | FLETCHERS ADDN TO CLEARWATER BEACH |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | EMILY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950100 |
20344 Clearwater Dr, a residential property, is held in a trust since May 2014.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9349 13TH ST NE, SAINT MICHAEL, MN 55376-8315 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Prior Sale | Apr 14, 2014 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20344 Clearwater Dr was $2,870.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Emily City |
| Unified School District | Crosby-Ironton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870.00 | $1,200,300 (+185.24%) Land $257,300 Building $943,000 | $1,200,300 (+185.24%) Land $257,300 Building $943,000 |
| 2025 | $420,800 Land $259,200 Building $161,600 | $420,800 Land $259,200 Building $161,600 | |
| 2023 | $2,660.00 | $362,900 Land $203,000 Building $159,900 | $362,900 Land $203,000 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20344 Clearwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20344 Clearwater Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Emily Cooperative Telephone Company Fiber | 2,500 / 2,500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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