Cook County property record for 20343 Harding Ave, Olympia Fields, IL 60461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,527 sqft · built 1960 |
| Lot Size | 0.264 acres (11,510 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,130 (2023) |
| Deeds & Mortgages | Mar 2022 Transfer Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-13-301-034 |
| Primary APN | 31-13-301-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,510 sqft (0.264 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 20343 HARDING AVE |
|---|---|
| City | OLYMPIA FIELDS |
| State | IL |
| Zip | 60461-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 W2 LOT 9 IN BLK 1 IN BLK 3 OF OLYMPIA FIELDS TERRACE PART W4 NW4 IN SEC13 T35N R13E 3P |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | OLYMPIA FIELDS TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 830005 |
20343 Harding Ave is owned and occupied by two individuals who acquired it in March 2022.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20343 HARDING AVE, OLYMPIA FIELDS, IL 60461-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0000921044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 30, 2022 |
| Property Address | 20343 HARDING AVE, OLYMPIA FIELDS, IL 60461-1417 |
| Document Number | 0008921044 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2208921044 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20343 HARDING AVE, OLYMPIA FIELDS, IL 60461-1417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20343 HARDING AVE, OLYMPIA FIELDS, IL 60461-1417 |
| Document Number | 1728308030 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20343 HARDING AVE OLYMPIA FIELDS IL 604611417, OLYMPIA FIELDS, IL 60461-1417 |
| Document Number | 1728308030 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 28308030 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Olympia Fields Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,000 Land $4,316 Building $17,684 | $220,000 Land $43,160 Building $176,840 | |
| 2023 | $8,130.00 (+55.15%) | ||
| 2022 | $5,240.00 Homeowner's exemption | $12,648 Land $4,316 Building $8,332 | $126,480 Land $43,160 Building $83,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20343 Harding Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20343 Harding Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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