20341 Rainbow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20341 Rainbow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,834 sqft · built 1996
Lot Size	0.479 acres (20,898 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Oct 2010)
Tax Bill	$3,567 (2024)
Deeds & Mortgages	Sep 2025 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-701-39`

Property Details

APN / Parcel Number

Primary APN	`001-701-39`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,834 sqft Heated Area
Gross Area	2,728 sqft
1st Floor Area	1,378 sqft
Upper Floors Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,898 sqft (0.479 acres)
Garage Area	448 sqft

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	20341 RAINBOW CIR
City	CORNELIUS
State	NC
Zip	28031-7169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L18 M10-185
Legal Subdivision	BISCAYNE PARK
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1002
Census Tract	6218

Owner

20341 Rainbow Cir is owner-occupied and held in a trust since September 2025.

Source: Mecklenburg County records, as of September 23, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2010 · Amount on File
Deed Sale	Oct 12, 2010 · Amount on File
Prior Sale	Oct 12, 2010 · Amount on File
Deed Document Number	0000119907
Last Transfer Date	Sep 11, 2025
Transfer Doc	0000092253
Record Updated	Jun 7, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 11, 2025
Property Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169
Document Number	0000092253
Book / Page	39851 / 698
Map Reference	MB 10 PG 183&185
Instrument Date	Sep 10, 2025
Instrument	2025092253
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000212147
Date	Nov 5, 2021
Book Page	36733/644
Instrument	2021212147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20341 RAINBOW CIR, CORNELIUS, NC 28031-7169

Mortgage

Document Number	0000192713
Date	Nov 16, 2020
Book Page	35318/254
Instrument	2020192713

Lender

Name	FIDELITY BANK
Type	Bank
Address	GASTONIA, NC 28054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$543,700 Land $200,000 Building $343,700
2024	$3,567.00
2023			$543,700 Land $200,000 Building $343,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20341 Rainbow Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20341 Rainbow Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures