2034 Spencer St, Napa, CA 94559 Property Records

Napa County property record for 2034 Spencer St, Napa, CA 94559

Property Summary

Property Type	Duplex
Details	2,184 sqft · built 1893
Lot Size	0.136 acres (5,930 sqft)
Owner	2 Owner Names on File
Last Sale	$357,500 (Mar 2009)
Tax Bill	$6,787 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-065-009-000`

Property Details

APN / Parcel Number

Primary APN	`002-065-009-000`
Alternative APN	`00206509`

Interior

Stories	1 Story
Building Area	2,184 sqft Total Area

Exterior

Year Built	Built 1893
Construction Type	Wood
Lot Area	5,930 sqft (0.136 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	00206509
Street Address	2034 SPENCER ST
City	NAPA
State	CA
Zip	94559-1116
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RI 5
Legal Description	LOT 9 BLK 7 BAKERS SUB 1R/M60
Legal Subdivision	BAKERS
Legal Block	7
Legal Lot Number	9
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3017
Census Tract	200501

Owner

Source: Napa County records · APN 002-065-009-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2034 SPENCER ST # B, B, NAPA, CA 94559-1116
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2009 · Amount on Record
Deed Sale	Mar 03, 2009 · Amount on Record
Prior Sale	Nov 04, 2008 · Amount on Record
Deed Document Number	2009R0004821
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2034 SPENCER ST, NAPA, CA 94559-1116
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2034B SPENCER ST, NAPA, CA 94559-1116

Mortgage

Document Number	0000005115
Date	Mar 11, 2022
Instrument	2022-0005115

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Napa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,787.00 (+8.4%)	$460,040 (+4.04%) Land $244,667 Building $215,373
2023	$6,261.00 (+0.24%)	$442,177 Land $235,167 Building $207,010
2022	$6,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 707 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NAPA serves 84,804 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.