2034 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2034 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,420 sqft · built 1992
Lot Size	0.6 acres (2,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Sep 2019)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-030`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-030`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	2,616 sqft (0.6 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2034 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 654
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	654
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2034 MUIRFIELD CIR, ELGIN, IL 60123-5622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 3, 2017	Deed of Trust, Mortgage PNC BANK NA
Sep 17, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	201943346
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0000007760
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2034 MUIRFIELD CIR, ELGIN, IL 60123-5622
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021783
Date	Mar 19, 2021
Instrument	2021K021783

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2034 MUIRFIELD CIR, ELGIN, IL 60123-5622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034110
Date	Jul 3, 2017
Instrument	2017K034110

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jun 20, 2032

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2019
Property Address	2034 MUIRFIELD CIR, ELGIN, IL 60123-5622
Document Number	0000043346
Map Reference	DOC 90K56795
Instrument Date	Aug 30, 2019
Instrument	2019K043346
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2034 MUIRFIELD CIR, ELGIN, IL 60123-5622

Mortgage

Document Number	0000043347
Date	Sep 17, 2019
Instrument	2019K043347

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (+15.78%) Homeowner's exemption	$75,819 (+8.57%) Land $17,574 Building $58,245	$227,548 (+8.57%) Land $52,743 Building $174,805
2024		$69,834 (+21.39%) Land $16,187 Building $53,647	$209,586 (+21.44%) Land $48,580 Building $161,005
2022	$4,468.00 (+4.81%) Homeowner's exemption	$57,528 (+6.96%) Land $13,335 Building $44,193	$172,584 (+6.96%) Land $40,005 Building $132,579
2021	$4,263.00 Homeowner's exemption	$53,784 Land $12,467 Building $41,317	$161,352 Land $37,401 Building $123,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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