2034 Mount Horeb Rd, Street, MD 21154 Property Records

Harford County property record for 2034 Mount Horeb Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,634 sqft · built 2000
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 2000)
Tax Bill	$5,626 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-094557`

Property Details

APN / Parcel Number

Primary APN	`04-094557`
Alternative APNs	`4094557` `094557`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,634 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Garage Type	Mixed
Garage Area	1,872 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	094557
Street Address	2034 MOUNT HOREB RD
City	STREET
State	MD
Zip	21154-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 4.30 AC 2034 MT HOREB ROAD LD E SPAHN S3 PT 90/50
Legal Subdivision	LD E SPAHN
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1003
Census Tract	304101

Owner

2034 Mount Horeb Rd is owned and occupied by an individual who acquired it in February 2015.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2034 MOUNT HOREB RD, STREET, MD 21154-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2000 · Amount on File
Deed Sale	Mar 23, 2000 · Amount on File
Prior Sale	Oct 1, 1997
Deed Document Number	2000507
Deed Book / Page	3227 / 642
Last Transfer Date	Feb 20, 2015
Transfer Doc	0112780338
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2034 MOUNT HOREB RD, STREET, MD 21154-1004
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2034 MOUNT HOREB RD, STREET, MD 21154-1004

Mortgage

Document Number	0151500239
Date	Nov 2, 2021
Book Page	15150/239

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2034 Mount Horeb Rd was $5,626 with a homeowner's exemption, up 13.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,626.00 (+13.61%) Homeowner's exemption	$510,700 (+6.44%)	$541,600 (-) Land $126,500 Building $415,100
2025	$4,952.00 Homeowner's exemption	$479,800	$541,600 Land $126,500 Building $415,100
2023		$435,067	$448,900 Land $126,500 Building $322,400
2022	$4,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2034 Mount Horeb Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2034 Mount Horeb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20