20338 Speck Rd, Freeport, OH 43973 Property Records

Guernsey County property record for 20338 Speck Rd, Freeport, OH 43973

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 728 sqft · built 1989
Lot Size	19.4 acres (846,981 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2023)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-0000162.003`

Property Details

APN / Parcel Number

Primary APN	`40-0000162.003`
Alternative APN	`000586-2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	846,981 sqft (19.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	399 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	000586-2
Street Address	20338 SPECK RD
City	FREEPORT
State	OH
Zip	43973
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R1 T4 SS01 PT SW 1/4
Legal Range	01W
Legal Township	04N
Legal Section	01
Legal Tract	4
Jurisdiction	GUERNSEY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	977100

Owner

20338 Speck Rd, a rural home, is owned by two individuals who bought it in April 2023.

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1550 STATE ROUTE 103, BLUFFTON, OH 45817-9622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Survivorship Deed, Transfer FARM CREDIT MID AMERICA FLCA
May 5, 2022	Survivorship Deed, Transfer
Dec 2, 2019	Survivorship Deed, Transfer CURT YODER
May 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20232158
Deed Book / Page	588 / 5333
Record Updated	Sep 20, 2026

April 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 5, 2023
Property Address	20338 SPECK RD, FREEPORT, OH 43973
Document Number	00588/5333
Book / Page	588 / 5333
Instrument Date	Apr 3, 2023
Instrument	202300002158
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1550 STRT 103, BLUFFTON, OH 45817

Mortgage

Document Number	202300002159
Date	Apr 5, 2023
Instrument	202300002159

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 5, 2022
Property Address	20338 SPECK RD, FREEPORT, OH 43973
Document Number	00582/4225
Book / Page	582 / 4225
Instrument Date	May 3, 2022
Instrument	202200002652
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20337 SPECK RD, FREEPORT, OH 43973-9670

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GUERNSEY OH
Recording Date	Dec 2, 2019
Property Address	20338 SPECK RD, FREEPORT, OH 43973
Document Number	00566/0473
Book / Page	566 / 0473
Instrument Date	Nov 27, 2019
Instrument	201900006702
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	CONNOLLY HILLYER AND WELCH TITLE, CONNOLLY HILLYER & WEICH TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2930 COUNTY ROAD 114, SUGARCREEK, OH 44681-9642
Investor	Possibly a Property Investor

Mortgage

Document Number	201900006703
Date	Dec 2, 2019
Instrument	201900006703

Lender

Name	CURT YODER
Type	Private Party

Agreement

Amount	Amount on Record
Term	3 Months
Due	Mar 1, 2020

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 30, 2019
Property Address	20338 SPECK RD, FREEPORT, OH 43973
Document Number	00563/1081
Book / Page	563 / 1081
Instrument Date	May 6, 2019
Instrument	201900003145
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9661 GOLF COURSE RD NW, SUGARCREEK, OH 44681-7942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20338 Speck Rd was $1,585, down 0.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Washington Township
Unified School District	East Guernsey Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (-0.25%)	$40,351 (-) Land $24,888 Building $15,463
2024	$1,589.00 (+11.82%)	$40,351 (+14%) Land $24,888 Building $15,463	$115,290 Land $71,110 Building $44,180
2023	$1,421.00 (-0.42%)	$35,395 (-0.01%) Land $21,833 Building $13,562
2022	$1,427.00	$35,400 Land $21,830 Building $13,570	$101,140 (+0.01%) Land $62,380 Building $38,760
2021			$101,130 Land $62,380 Building $38,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20338 Speck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20338 Speck Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Speck Rd

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