20338 Cliftons Point St, Sterling, VA 20165 Property Records

Loudoun County property record for 20338 Cliftons Point St, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,852 sqft · built 2001
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (Apr 2026)
Tax Bill	$9,284 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-17-6482-000`

Property Details

APN / Parcel Number

Primary APN	`005-17-6482-000`
Alternative APN	`65 2 63`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,852 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,420 sqft
Finished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20338 CLIFTONS POINT ST
City	STERLING
State	VA
Zip	20165-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.2 LOT 63 202604170019580 1940--2150
Legal Subdivision	SOUTH BANK
Legal Block	1
Legal Lot Number	63
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1009
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	202619580
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 17, 2026
Property Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103
Document Number	0000019580
Instrument Date	Apr 17, 2026
Instrument	2026.19580
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103

Mortgage

Document Number	0000019581,
Date	Apr 17, 2026
Instrument	2026.19581

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103
Document Number	20200728061582
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20338 CLIFTONS POINT ST STERLING VA 201653103, STERLING, VA 20165-3103

Mortgage

Document Number	20200728061582
Date	Jul 28, 2020
Instrument	61582

Lender

Name	VELLUM MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103
Document Number	20190703036626
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20338 CLIFTONS POINT ST STERLING VA 201653103, STERLING, VA 20165-3103

Mortgage

Document Number	20190703036626
Date	Jul 3, 2019
Instrument	36626

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 24, 2018
Property Address	20338 CLIFTONS POINT ST, STERLING, VA 20165-3103
Document Number	20180824049923
Instrument Date	Aug 15, 2018
Instrument	49923
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20338 CLIFTONS POINT ST STERLING VA 201653103, STERLING, VA 20165-3103

Mortgage

Document Number	20180824049924
Date	Aug 24, 2018
Instrument	49924

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,284.00 (+2.33%)	$1,153,310 (+2.32%) Land $279,100 Building $874,210	$1,153,310 (+2.32%) Land $279,100 Building $874,210
2025	$9,073.00 (+5.3%)	$1,127,170 (+14.47%) Land $279,100 Building $848,070	$1,127,170 (+14.47%) Land $279,100 Building $848,070
2023	$8,616.00	$984,720 Land $279,100 Building $705,620	$984,720 Land $279,100 Building $705,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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