20337 Clay St, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20337 Clay St, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,029 sqft · built 1965
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$4,220,000 (Apr 2025)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	May 2020 Transfer Jun 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`369-38-018`

Property Details

APN / Parcel Number

Primary APN	`369-38-018`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	2,029 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20337 CLAY ST
City	CUPERTINO
State	CA
Zip	95014-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3806 CUPERTINO CENTER BOOK 187 PAGE 40 LOT 20
Legal Subdivision	CUPERTINO CENTER
Legal Tract	3806
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3006
Census Tract	508005

Owner

20337 Clay St is owned and occupied by two individuals who bought it in April 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20337 CLAY ST, CUPERTINO, CA 95014-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2017	Deed of Trust, Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Feb 25, 2005 · Amount on File
Deed Document Number	202525798685
Prior Transfer Date	Apr 18, 2020
Prior Transfer Doc	0024473708
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 7, 2020
Property Address	20337 CLAY ST, CUPERTINO, CA 95014-4402
Document Number	0024473708
Instrument Date	Apr 18, 2020
Instrument	24473708
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20337 CLAY ST CUPERTINO CA 950144402, CUPERTINO, CA 95014-4402

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20337 CLAY ST, CUPERTINO, CA 95014-4402
Document Number	0023686499
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20337 CLAY ST CUPERTINO CA 950144402, CUPERTINO, CA 95014-4402

Mortgage

Document Number	0023686499
Date	Jun 29, 2017
Instrument	23686499

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 20337 Clay St was $2,302.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,304,400 (+3,857.92%) Land $3,570,000 Building $734,400
2025	$2,302.00 Homeowner's exemption	$108,754 Land $29,309 Building $79,445
2023	$2,183.00 (-8.05%) Homeowner's exemption	$104,533 Land $28,172 Building $76,361
2022	$2,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20337 Clay St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20337 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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