20332 Old Orange Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 20332 Old Orange Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,345 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Feb 2017)
Tax Bill	$3,214 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-46-B2`

Property Details

APN / Parcel Number

Primary APN	`49-46-B2`
Alternative APN	`24073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,345 sqft Living Area
Basement Area	2,148 sqft
Unfinished Basement	2,148 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24073
Street Address	20332 OLD ORANGE RD
City	CULPEPER
State	VA
Zip	22701-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ORANGE RD LOT 3B PF 2/683
Legal Lot Number	3B
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	1
Census Block	1002
Census Tract	930501

Owner

20332 Old Orange Rd is owned and occupied by an individual who bought it in February 2017.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	20332 OLD ORANGE RD, CULPEPER, VA 22701-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Oct 10, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST HERITAGE MTG
Feb 21, 2017	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	2017869
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	20332 OLD ORANGE RD, CULPEPER, VA 22701-8231
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004715
Date	Sep 11, 2018
Instrument	180004715

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	20332 OLD ORANGE RD, CULPEPER, VA 22701-8231
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	CORPORATE STLMNT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006646
Date	Dec 9, 2019
Instrument	190006646

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 15, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 10, 2017
Property Address	20332 OLD ORANGE RD, CULPEPER, VA 22701-8231
Instrument Date	Oct 6, 2017
Instrument	5539
Transaction Type	Construction Loan
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	170005539
Date	Oct 10, 2017
Instrument	5539

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 9, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CULPEPER VA
Recording Date	Feb 21, 2017
Property Address	20332 OLD ORANGE RD, CULPEPER, VA 22701-8231
Document Number	170000869
Instrument Date	Feb 14, 2017
Instrument	869
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$127.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15922 CASS BROOK LN WOODBRIDGE VA 22191, WOODBRIDGE, VA 22191

Tax Assessment & Valuation

The 2025 property tax bill for 20332 Old Orange Rd was $3,214, up % from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00 (+0.03%)	$747,400 Land $171,500 Building $575,900	$747,400 Land $171,500 Building $575,900
2024	$3,213.00 (+2.55%)
2023	$3,133.00	$681,300 Land $133,000 Building $548,300	$681,300 Land $133,000 Building $548,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20332 Old Orange Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20332 Old Orange Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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