20331 Rivercliff Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20331 Rivercliff Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,766 sqft · built 2001
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Company Names on Record
Last Sale	$465,610 (Apr 2001)
Tax Bill	$8,995 (2026)
Deeds & Mortgages	May 2026 Sale Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005-16-5954-000`

Property Details

APN / Parcel Number

Primary APN	`005-16-5954-000`
Alternative APN	`65 3 194`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,766 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20331 RIVERCLIFF CT
City	STERLING
State	VA
Zip	20165-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.3B LOT 194 202605280027422 1903--2440
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	194
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20331 RIVERCLIFF CT, STERLING, VA 20165-3115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2001 · Amount on Record
Deed Sale	Apr 11, 2001 · Amount on Record
Deed Book / Page	1903 / 2440
Last Transfer Date	May 21, 2026
Transfer Doc	0000027422
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 28, 2026
Property Address	20331 RIVERCLIFF CT, STERLING, VA 20165-3115
Document Number	0000027422
Instrument Date	May 21, 2026
Instrument	202627422
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	20331 RIVERCLIFF CT, STERLING, VA 20165-3115

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20331 RIVERCLIFF CT, STERLING, VA 20165-3115
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032360
Date	Aug 15, 2023
Instrument	202308150032360

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,995.00 (+2.39%)	$1,117,510 (+2.39%) Land $279,300 Building $838,210	$1,117,510 (+2.39%) Land $279,300 Building $838,210
2025	$8,785.00 (+4.1%)	$1,091,390 (+13.16%) Land $279,300 Building $812,090	$1,091,390 (+13.16%) Land $279,300 Building $812,090
2023	$8,439.00	$964,490 Land $279,300 Building $685,190	$964,490 Land $279,300 Building $685,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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