Washington County property record for 20331 Old Forge Rd, Hagerstown, MD 21742
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,579 sqft · built 1977 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,200 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-008874 |
| Primary APN | 18-008874 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,579 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 448 sqft |
| Porch | Slab |
| Porch Area | 425 sqft |
| Deck Area | 180 sqft |
| Patio Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008874 |
|---|---|
| Street Address | 20331 OLD FORGE RD |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 15 SEC A 1.45 AC 20331 OLD FORGE RD CEDAR HILLS |
| Legal Subdivision | CEDAR HILLS |
| Legal Lot Number | 15 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11202 |
20331 Old Forge Rd is owned and occupied by two individuals who acquired it in March 2015.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20331 OLD FORGE RD, HAGERSTOWN, MD 21742-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2015 |
| Transfer Doc | 0049410006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20331 OLD FORGE RD, HAGERSTOWN, MD 21742-4844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0078540273 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 7854/273 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20331 OLD FORGE RD, HAGERSTOWN, MD 21742-4844 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0073570306 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 7357/306 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 1, 2028 |
The 2026 property tax bill for 20331 Old Forge Rd was $3,200 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,200.00 (+5.47%) Homeowner's exemption | $381,200 (+16.68%) | $435,700 (-) Land $154,500 Building $281,200 |
| 2025 | $3,034.00 (+5.42%) Homeowner's exemption | $326,700 | $435,700 Land $154,500 Building $281,200 |
| 2024 | $2,878.00 (+6.71%) | ||
| 2023 | $2,697.00 Homeowner's exemption | $259,867 | $272,200 Land $73,300 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20331 Old Forge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20331 Old Forge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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