20331 Lois Way, Bend, OR 97702 Property Records

Deschutes County property record for 20331 Lois Way, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,585 sqft · built 2016
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$320,480 (Mar 2017)
Tax Bill$4,160 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181208 AD 00441

Property Details

APN / Parcel Number

Primary APN181208 AD 00441
Alternative APN
  • 259899

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,585 sqft Living Area
1st Floor Area1,585 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Lot Area6,970 sqft (0.16 acres)
Garage TypeMixed
Garage Area755 sqft

Location & Zoning

Account Number259899
Street Address20331 LOIS WAY
CityBEND
StateOR
Zip97702-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:8 SUBD:BAILEY SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-AD
Legal Range12E
Legal Township18S
Legal Section08
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionBAILEY
Legal Lot Number8
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1011
Census Tract2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20331 LOIS WAY, BEND, OR 97702-3533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 31, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 16, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2017 · Amount on Record
Deed SaleMar 16, 2017 · Amount on Record
Deed Document Number2017-10118
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20331 LOIS WAY, BEND, OR 97702-3533
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20331 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number0000056428
DateOct 4, 2021
Instrument2021-56428
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20331 LOIS WAY, BEND, OR 97702-3533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043999
DateAug 31, 2020
Instrument2020-43999
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 16, 2017
Property Address20331 LOIS WAY, BEND, OR 97702-3533
Document Number0000010118
Map ReferenceCAB H PG533
Instrument DateMar 13, 2017
Instrument2017-10118
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20331 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number0000010119
DateMar 16, 2017
Instrument2017-10119
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,160.00 (+3.95%)$246,210 (+3%)$589,300 (-3.61%) Land $176,320 Building $412,980
2024$4,002.00 (+7.87%)$239,040 (+3%)$611,370 (-) Land $189,960 Building $421,410
2023$3,710.00$232,080$611,370 Land $189,960 Building $421,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Webformix
Fixed Wireless
200 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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