Pasco County property record for 20331 Five Palms Ln, Spring Hill, FL 34610
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 10.5 ba · 6,026 sqft · built 1969 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Sep 2019) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Sep 2019 Sale & Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 14-24-18-0020-00C00-0020 |
| Primary APN | 14-24-18-0020-00C00-0020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 10.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 6,026 sqft Living Area |
| Gross Area | 6,186 sqft |
| 1st Floor Area | 5,342 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 6,732 sqft |
| Total Buildings | 6 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20331 FIVE PALMS LN |
|---|---|
| City | SPRING HILL |
| State | FL |
| Zip | 34610-3700 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R1MH |
| Legal Description | PASCO LAKE ACRES 1ST ADD PB 8 PG 1 POR LOT C DSCB AS COM NW COR LOT C TH ELY ALG N BDY 1241.90 FT TO NE COR TH SLY 223.6 FT TO POB TH CONT SLY 111.8 FT TH WLY 1344.68 FT TO SWLY COR TH NLY 116.80 FT TH ELY 1310.42 FT TO POB |
| Legal Range | 18E |
| Legal Township | 24S |
| Legal Section | 14 |
| Legal Subdivision | PASCO LAKE ACRES |
| Legal Tract | 20 |
| Legal Block | C |
| Legal Lot Number | C |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31809 |
Source: Pasco County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9116 TEAK ST, NEW PORT RICHEY, FL 34654-1035 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL CTY BK |
| Sep 4, 2019 | Warranty Deed, Construction Loan · Construction Mortgage SHERRILL T & ELIZABETH A INSCO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Deed Document Number | 2019150300 |
| Deed Book / Page | 9967 / 2291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20331 FIVE PALMS LN, SPRING HILL, FL 34610-3700 |
| Document Number | 0101481026 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1573 SE APPAMATTOX TER PORT ST LUCIE FL 349527175, PORT ST LUCIE, FL 34952-7175 |
| Document Number | 0101481026 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 010148/001026 |
| Instrument | 123961 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 4, 2019 |
| Property Address | 20331 FIVE PALMS LN, SPRING HILL, FL 34610-3700 |
| Document Number | 0099672291 |
| Book / Page | 009967 / 002291 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 150300 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1573 SE APPAMATTOX TER PORT ST LUCIE FL 349527175, PORT ST LUCIE, FL 34952-7175 |
| Document Number | 99672293 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 009967/002293 |
| Instrument | 150301 |
| Name | SHERRILL T & ELIZABETH A INSCO |
|---|---|
| Address | 26008 LA RUTH RD, BROOKSVILLE, FL 34601-7143 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 3, 2020 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,823 (%) Land $56,050 Building $110,773 | $166,823 (%) Land $56,050 Building $110,773 | |
| 2025 | $3,516.00 (+12.87%) | $166,826 (+37.27%) Land $56,050 Building $110,776 | $166,826 (+37.27%) Land $56,050 Building $110,776 |
| 2024 | $3,115.00 (+7.3%) | ||
| 2023 | $2,903.00 | $121,534 Land $41,860 Building $79,674 | $121,534 Land $41,860 Building $79,674 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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