Montgomery County property record for 20330 Whites Ferry Rd, Poolesville, MD 20837
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2 ba · 3,780 sqft · built 1920 |
| Lot Size | 22.1 acres (964,854 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,500 (Jun 1999) |
| Tax Bill | $7,000 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00038707 |
| Primary APN | 03-00038707 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,780 sqft Gross Area |
| 1st Floor Area | 1,932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 964,854 sqft |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 4,160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 00038707 |
|---|---|
| Street Address | 20330 WHITES FERRY RD |
| City | POOLESVILLE |
| State | MD |
| Zip | 20837-9572 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | AR |
| Legal Description | MT PLEASANT |
| Legal Subdivision | KILMAIN & SATURDAY NIGHT |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 700500 |
20330 Whites Ferry Rd, an agricultural property, is owned by two individuals who bought it in June 1999.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 418, POOLESVILLE, MD 20837-0418 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · ARM OLD LINE BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1999 · Amount on File |
| Deed Sale | Jun 9, 1999 · Amount on File |
| Deed Document Number | 1999148262 |
| Deed Book / Page | 17175 / 588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20330 WHITES FERRY RD, POOLESVILLE, MD 20837-9572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20330 WHITES FERRY RD, POOLESVILLE, MD 20837-9572 |
| Document Number | 0678740103 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 67874/103 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20330 WHITES FERRY RD, POOLESVILLE, MD 20837-9572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0540290156 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 54029/156 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 8, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20330 WHITES FERRY RD, POOLESVILLE, MD 20837-9572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0570190120 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 57019/120 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Address | BOWIE, MD 20716 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20330 WHITES FERRY RD, POOLESVILLE, MD 20837-9572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COURTESY T&E CORP |
| Name | Verified Name |
|---|
| Document Number | 0595070081 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 59507/81 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8% |
The 2025 property tax bill for 20330 Whites Ferry Rd was $7,000.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,533 (+11.51%) | $758,500 (-) Land $186,500 Building $572,000 | |
| 2025 | $7,000.00 | $616,567 | $758,500 Land $186,500 Building $572,000 |
| 2023 | $540,300 | $545,600 Land $186,500 Building $359,100 | |
| 2022 | $5,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20330 Whites Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 119 (1978–1996) |
| Claims Outside the SFHA | 11 of 119 |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20330 Whites Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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