20330 Mel Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20330 Mel Ct, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Apr 2025)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181217-AA-01200`

Property Details

APN / Parcel Number

Primary APN	`181217-AA-01200`
Alternative APNs	`R1001181217AA01200` `121125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,414 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	484 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	121125
Street Address	20330 MEL CT
City	BEND
State	OR
Zip	97702-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	CHUCKANUT ESTATES PHASE I BLOCK 1 LOT PT 11
Legal Range	12
Legal Township	18
Legal Section	17
Legal Subdivision	CHUCKANUT ESTATES PHASE I
Legal Block	1
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2019
Census Tract	2002

Owner

20330 Mel Ct is owned and occupied by two individuals who bought it in April 2025.

Source: Deschutes County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20330 MEL CT, BEND, OR 97702-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES
Apr 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage NP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	20259723
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	0000026251
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20330 MEL CT, BEND, OR 97702-2615
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20330 MEL CT, BEND, OR 97702-2615

Mortgage

Document Number	0000003953
Date	Feb 20, 2024
Instrument	2024-03953

Lender

Name	OREGON HOUSING AND COMMUNITY SERVICES
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 27, 2021
Property Address	20330 MEL CT, BEND, OR 97702-2615
Document Number	0000026251
Instrument Date	Apr 27, 2021
Instrument	2021-26251
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 NW SCENIC HEIGHTS DR, BEND, OR 97703-7548

Mortgage

Document Number	0000026202
Date	Apr 27, 2021
Instrument	2021-26202

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20330 Mel Ct was $3,285, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+3.96%)	$194,440 (+3%)	$561,570 (+1.21%) Land $218,930 Building $342,640
2024	$3,160.00 (+7.85%)	$188,780 (+3%)	$554,850 (+1.05%) Land $218,930 Building $335,920
2023	$2,930.00	$183,290	$549,090 Land $199,170 Building $349,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20330 Mel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20330 Mel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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