2033 Windy Cove Ln, Talbott, TN 37877 Property Records

Hamblen County property record for 2033 Windy Cove Ln, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,274 sqft · built 1980
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$254,900 (Feb 2018)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032046D E 00200`

Property Details

APN / Parcel Number

Primary APN	`032046D E 00200`
Alternative APN	`046D E 00200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	323 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	584 sqft
Deck Area	392 sqft
Patio Area	392 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2033 WINDY COVE LN
City	TALBOTT
State	TN
Zip	37877-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 2, SUBDIVISION: POINT SEVEN, LOT: 2, PLAT BOOK: 9, PLAT PAGE: 37
Legal Subdivision	POINT SEVEN
Legal Lot Number	2
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2033 WINDY COVE LN, TALBOTT, TN 37877-9006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit ATLANTIC CAPITAL BANK NA
Feb 14, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on File
Deed Sale	Feb 14, 2018 · Amount on File
Prior Sale	Nov 16, 1993 · Amount on File
Deed Document Number	18001006
Deed Book / Page	1740 / 372
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	2033 WINDY COVE LN, TALBOTT, TN 37877-9006
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001949651
Date	Dec 22, 2021
Book Page	1949/651
Instrument	21011909

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	2033 WINDY COVE LN, TALBOTT, TN 37877-9006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1719561
Date	Aug 17, 2017
Book Page	1719/561
Instrument	17261877

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Bank
Address	JEFFERSON CITY, TN 37760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 14, 2018
Property Address	2033 WINDY COVE LN, TALBOTT, TN 37877-9006
Document Number	0001740372
Book / Page	1740 / 372
Map Reference	CAB C SL 86
Instrument Date	Feb 13, 2018
Instrument	18001006
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	COLONIAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 WINDY COVE LN, TALBOTT, TN 37877-9006

Mortgage

Document Number	0018001007
Date	Feb 14, 2018
Instrument	18001007

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+25.11%)	$95,900 (+67.66%) Land $20,000 Building $75,900	$383,600 (+67.66%) Land $80,000 Building $303,600
2023		$57,200 (-) Land $15,125 Building $42,075
2022	$1,127.00	$57,200 Land $15,125 Building $42,075	$228,800 (-) Land $60,500 Building $168,300
2020			$228,800 Land $60,500 Building $168,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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