Contra Costa County property record for 2033 Watermill Rd, San Ramon, CA 94582
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,979 sqft · built 2004 |
| Lot Size | 0.022 acres (969 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $667,500 (Feb 2005) |
| Tax Bill | $13,922 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-380-013-1 |
| Primary APN | 223-380-013-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,979 sqft Living Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 890 sqft |
| Basement Area | 141 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 969 sqft (0.022 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2033 WATERMILL RD |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-2909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T8669 L1 U130 |
| Legal Subdivision | WINDEMERE AMBRIDGE SUB 8669 |
| Legal Tract | 8669 |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 355115 |
2033 Watermill Rd, a condominium, is owner-occupied and held in a trust since May 2015.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2033 WATERMILL RD, SAN RAMON, CA 94582-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2005 · Amount on File |
| Deed Sale | Feb 4, 2005 · Amount on File |
| Deed Document Number | 200540706 |
| Last Transfer Date | May 5, 2015 |
| Transfer Doc | 0000094563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2033 WATERMILL RD, SAN RAMON, CA 94582-2909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2033 WATERMILL RD, SAN RAMON, CA 94582-2909 |
| Document Number | 0000082115 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023-082115 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2033 WATERMILL RD, SAN RAMON, CA 94582-2909 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2033 WATERMILL RD, SAN RAMON, CA 94582-2909 |
| Document Number | 0000188920 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-188920 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2033 Watermill Rd was $13,922 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $971,207 (+2%) Land $417,997 Building $553,210 | |
| 2025 | $13,922.00 Homeowner's exemption | $952,164 Land $409,801 Building $542,363 |
| 2023 | $13,703.00 (+1.42%) Homeowner's exemption | $915,192 Land $393,889 Building $521,303 |
| 2022 | $13,511.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2033 Watermill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2033 Watermill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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